USDA Vs. FHA your options comparison in Village-Green-Green-Ridge, Delaware County, PA
In the year 2025, the USDA loan limit in Village-Green-Green-Ridge, located within the county of Delaware, PA, is listed as $345,000, while the FHA cap for a single-family dwelling is $431,250.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today's best USDA versus FHA rates. This tool helps ascertain the necessary income, credit score, reserves, and documents required for qualification. Through our advanced mortgage calculator, you can view side-by-side comparisons of USDA, FHA, Conforming, and VA programs, allowing for an informed decision on which option in best fits your financial situation.
2025 Loan Limits and Down Payment Requirements in Village-Green-Green-Ridge, County of Delaware, PA
Loan Type
Loan Limit
Down Payment
USDA
$345,000
0%
FHA
$431,250
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Village-Green-Green-Ridge, PA
Lendersa® seeks to efficiently connect you with the most fitting USDA or FHA loan available, quickly and without complications. Choose among three entry paths leading to matched lenders and USDA loan programs.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is secured by the Department of Agriculture. This loan is specifically available for rural neighborhoods. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans impose no down payment.
Early in the spring of 1909, a group of farmers and merchants gathered to establish a bank in a small Virginia town known then as Stanleyton. On December 3, 1909, Farmers & Merchants Bank, Inc. opened for business with ten thousand dollars in capital stock. Over one hundred-ten years later, this independent and locally-owned bank,
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Essex Savings Bank is a FDIC insured, state chartered, mutual savings bank established in 1851. The Bank serves the Connecticut River Valley and shoreline with six offices in Essex (2), Chester, Madison, Old Lyme and Old Saybrook providing a full complement of personal and business banking. Financial, estate, insurance
"We encourage people to call with any questions they may have about the mortgage or home buying process. We gladly give free consultations and pre-qualifications. We believe it is very important for borrowers to understand the entire mortgage process.
We are open Monday through Friday, and Saturday and Sunday by appointment."
In 1996, the two banks merged into Northwest Community Bank. Headquartered in Winsted, today we have branches in Avon, Granby, New Hartford and Torrington—as well as our nationally recognized academic branch in Northwestern Regional School No. 7 High School. While still deeply committed to our local area,
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Norcom Direct, we strive to provide excellent customer service and communication at all times during your home buying or refinancing experience. Working with a high standard of professionalism and mortgage industry knowledge, we ensure your mortgage will fit your needs and close quickly. Contact us today to talk with our professional staff.
Norcom Mortgage was founded in 1989 by Philip DeFronzo in a single-room office. As a solo mortgage broker, DeFronzo had one thing to give his clients to make him stand out in a crowd: extraordinary customer service. It worked. By continuing this commitment to individual client needs instead of merely offering financial products,
