USDA Vs. FHA your options comparison in Aston, Delaware County, PA

As of 2026, the USDA loan ceiling in Aston, within Delaware County, PA, is $381,800, whereas the FHA limit for a single-family home is $529,000.

Utilize the Lendersa® USDA loan calculator to assess today's competitive USDA versus FHA rates and identify the necessary income, credit, reserves, and documents for qualification. Our comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the best program for your specific financial situation in .

2026 Loan Limits & Down Payment Requirements in Aston, Delaware County, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Exploring USDA & FHA Loan Options in Aston, PA

At Lendersa®, our aim is to swiftly secure the best possible USDA or FHA loan for you without any hassle. Begin with one of these three methods to connect with lenders and explore suitable USDA loan programs.

Lendersa USDA loan request and matching results

Defining USDA Loans in PA

A USDA home loan is a government-backed loan from the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Aston Lenders

  • Iron Workers Savings Bank
  • 3333 Concord Road, Aston, PA, 19014
  • Lends in Pennsylvania
  • Iron Workers Bank understands the importance of loyalty in maintaining local business and local clients. Founded in 1879 in Chester, PA, Iron Workers Bank was the original peoples' bank. Named after the local artisans' that built the iron-clad ships in the local ship yard, the name is derived from the people it served in the early days.

  • Sun East Federal Credit Union
  • 4500 Pennell Road, Aston, PA, 19014
  • Lends in Pennsylvania
  • "Sun East Federal Credit Union is a cooperative financial institution, owned and operated by its members. We’re committed to serving your financial needs and exceeding your expectations.
    We’re proud to serve approximately 52, 000 members and more than 1, 000 select employer groups with more than $744 million in assets."

  • All in Mortgage Inc
  • 1133 Naamans Creek Road, Garnet Valley, PA, 19060
  • Lends in Pennsylvania
  • All In Mortgage utilizes its industry-leading A.I.M method for delivering speed, accuracy, and quality to its customers for their loans and purchasing a home or refinancing your existing mortgage loan, we have the products for you! As a mortgage broker, All In Mortgage leverages our relationships with wholesale lenders to find the products.

  • Curtis Mortgage LLC
  • 115 West State Street, Media, PA, 19063
  • Lends in Pennsylvania
  • Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.

  • Rinaldi Group LLC
  • 1 W 3rd St, Suite 203, Media, PA, 19063
  • Lends in Pennsylvania
  • The singular mission for the Rinaldi Group LLC is to be a difference-maker for families in the community. Its our promise to always lead with listening, focus and understanding of our client’s goals by structuring a strategic plan based on those goals. Rinaldi Group LLC was established in October of 2020.

  • Professional Mortgage Advisors LLC
  • 14 South Jackson Street, Suite 102, Media, PA, 19063
  • Lends in Pennsylvania
  • Professional Mortgage Advisors (PMA NMLS#1752417) has taken off under the expert guidance of Robert McLaughlin, a 20+ year mortgage industry professional. Based in Media, PA, PMA looks to be different than your average mortgage company. While some companies look to fit you into their products, PMA wants to find the product that suits YOU.