USDA Vs. FHA your options comparison in Middle-Paxton, Dauphin County, PA
For the year 2025, the USDA loan cap in Middle-Paxton, located within PA's Dauphin county, is established at $285,000, whereas the FHA limit for a single-family residence stands at $356,362.
By using the Lendersa® USDA loan calculator, you can evaluate the current top USDA and FHA rates. This will help you assess the required income, credit score, reserves, and paperwork to qualify. Our enhanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the ideal program in tailored to your financial needs.
2025 Loan Limits and Downpayment Details in Middle-Paxton, within PA's Dauphin
Type of Loan
Maximum Loan Amount
Minimum Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Choices in Middle-Paxton, PA
The mission of Lendersa® is to facilitate access to the most favorable USDA or FHA loans swiftly and with minimal stress. You can start your journey by choosing one of three options that connect you with compatible lenders and suitable USDA loan schemes.
A USDA home loan is secured by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is specifically available in rural areas. In contrast to FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment.
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