USDA Vs. FHA your options comparison in Enola, Cumberland County, PA
In the year 2025, the USDA loan maximum in Enola, Cumberland county, PA, is set at $336,500, whereas the FHA limit for a single-family house is $472,030.
To compare today’s USDA and FHA best rates, use the Lendersa® USDA loan calculator. Determine the income, credit score, reserve requirements, and necessary documents to qualify. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA side by side, aiding you in choosing the optimum program for your financial needs in .
2025 Loan Limits and Down payments in Enola, Cumberland County, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Enola, PA
Lendersa® aims to quickly connect you with the finest USDA or FHA loans, eliminating stress. Choose one of three starting points for lender matching with USDA loan programs.
The USDA home loan, endorsed by the government’s Department of Agriculture, also referred to as the USDA rural development loan or mortgage, is applicable in rural communities only. Unlike FHA loans that require at least a 3.5% down payment, USDA loans need no down payment.
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