USDA Vs. FHA your options comparison in Fayette, Juniata County, PA

In 2025, the USDA loan limit for Fayette, situated in Juniata county, PA, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to assess today’s leading USDA versus FHA rates and find out the income, credit score, reserves, and documents you’ll need to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options alongside each other to help determine which program in suits your financial needs best.

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2025 Loan Limits and Down Payment Requirements in Fayette, Juniata County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Fayette, PA

Lendersa® is dedicated to quickly finding you the best USDA or FHA loan without hassle. Choose one of three initial steps to connect with matching lenders and USDA loan programs.

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Understanding USDA Loans in PA

Known as a USDA rural development loan or USDA mortgage, a USDA home loan is backed by the Department of Agriculture. It is available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, a USDA loan requires none, providing considerable benefits to eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Coast360 Federal Credit Unio
  • 450 Route 8, Hagatna, GU, 96910
  • Coast360 started on September 24, 1962 as Government of Guam Employees Federal Credit Union by a group of 20 government employees. At that time, their employer was their common bond. In 2008, the credit union was granted a charter that opened membership to everyone who lives or works on the island.
  • Pennian Bank
  • 2 North Main St., Mifflintown, PA, 17059
  • Since 1864, Pennian Bank has been providing a variety of banking and financial services for local residents and businesses. Formerly The First National Bank of Mifflintown, the bank changed its name in June 2017 to Pennian Bank. Pennian is a nod to the bank's Pennsylvania heritage and is a strong, unique name.
  • Juniata Valley Bank
  • 1762 Butcher Shop Road, Mifflintown, PA, 17059
  • Bank Right at JVB. The Juniata Valley Bank opened for business for the first time on August 5, 1867. Since that time, The Juniata Valley Bank has served Central Pennsylvania and beyond with a commitment to customer service and customer satisfaction. Starting with just one office in Mifflintown, Juniata County,
  • First Area Federal Credit Union
  • 23 South Dorcas Street, Lewistown, PA, 17044
  • The First Area Federal Credit Union is a unique financial institution. We are member owned and not-for-profit. Unlike banks that are strictly profit-driven, we return excess earnings to our members by providing better personal service, lower interest rates for loans, higher yields on savings accounts, new products and services.
  • MCS Bank
  • 19 N Brown St, Lewistown, PA, 17044
  • MCS Bank is a state-chartered, MUTUAL savings bank operating five community branches in Mifflin, Huntingdon and Snyder Counties and a Operations Center with full-service Branch in Milroy. Originally formed in 1923 as the Mifflin County Building and Loan Association, MCS Bank has grown throughout the years by focusing
  • Mid Penn Bank
  • 349 Union Street, Millersburg, PA, 17061
  • Mid Penn Bank, subsidiary of Mid Penn Bancorp, Inc., has been serving Central Pennsylvania since 1868. Headquartered in Millersburg, Pa., Mid Penn Bank has retail locations throughout Cumberland, Dauphin, Lancaster, Luzerne, Northumberland and Schuylkill Counties. Mid Penn is a full-service financial institution offering deposit products, mortgage.
  • Hometown Mortgage Resources Inc
  • 1612 State Rd, Duncannon, PA, 17020
  • At Hometown Mortgage Resources Inc., our motto is to provide you with "Great Rates & Honest Service". We treat each customer as an individual, not a number. We understand that each applicant has different needs and will help you find the rate and program that fits your situation.
  • The Bank of Landisburg
  • 100 North Carlisle Street, Landisburg, PA, 17040
  • The Bank of Landisburg had its beginning in 1903 when an organizational meeting was held on August 19th. $10,000.00 in capital had been raised by the selling of stock. Many familiar names were among the original stockholders: Sheibley, Jones, Wilson, Bower, Kennedy, Wertz, Dum, Kell, Loy, and Wagner.