USDA and FHA Pro and Con in Millersville, Lancaster County, PA
In 2025, the USDA loan limit in Millersville, located in the county of Lancaster, PA, is set at $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates, determining the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, aiding your decision on which program in Alabama is best suited to your financial situation.
2025 Loan Limits and Down Payment Requirements in Millersville, Lancaster, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Millersville, PA
The goal of Lendersa® is to promptly secure the best possible USDA or FHA loan without hassle. You can choose from one of three starting methods, each resulting in matched lenders and suitable USDA loan programs.
The USDA home loan, endorsed by the Department of Agriculture, is also known as the USDA Rural Development Loan or USDA mortgage. Designed exclusively for rural areas, it requires no down payment, differing from FHA loans which necessitate a minimum down payment of 3.5%.
On 1950, employees of Latrobe Electric Steel Company, now Carpenter Technology Corporation, obtained a federal charter from the National Credit Union Administration and began Lesco Federal Credit Union. The first "office" was in the treasurer's home, followed by a small garage office near the steel plant. On 1960, Lesco FCU moved to 6 Avenue D.
As a member-owned, non-profit financial institution, Latrobe Federal Credit Union is run strictly for the benefit of our members. We strive to provide members with higher yields on savings and lower rates on loans. Decisions are made by a Board of Directors, elected by our membership.
Our philosophy is quite different from a bank, even though our services are similar. The Latrobe Area Hospital Federal Credit Union is a member-owned, not-for-profit organization. The purpose of our credit union is to improve the financial strength and stability of our members by affording them opportunities to achieve their financial goals.
AAA Mortgage Money offer some of the lowest rates possible without sacrificing excellent customer service. My extensive experience in the mortgage industry allows me to help guide you towards informed decisions that will benefit you now and in the future. Whether you are a first-time home buyer or looking to refinance your existing mortgage.
409 Center Street, Suite C, Johnsonburg, PA, 15845
PennTech Federal Credit Union has been open since 1960. The credit union has assets totaling $12.12 Million and provides banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves manufacturing employees.
Bethpage Federal Credit Union has been serving its members and their communities for 80 years. Just like when we first opened our doors for Grumman employees in 1941, we’re keeping our promise to continuously meet the changing needs of our members with personal service and value.
At City Island Associates, inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We place loans with a variety of lenders.
Fieldpoint Private puts clients first, always. With customized options, our team will help you strengthen and sustain your assets in a way that helps you reach your goals, grow your wealth and simplify your life so you can get back to doing what you love most.Our advisors and bankers work across the United States, and are committed to being accessi
