USDA Vs. FHA Pro and Con comparison in West-Hempfield, Lancaster County, PA
As of 2025, the USDA loan limit for West-Hempfield in Lancaster County, PA is $285,000, and for a single-family home, the FHA limit is $356,362.
To compare today's leading USDA versus FHA rates and find out the qualifying income, credit, reserves, and documentation, use the Lendersa® USDA loan calculator. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side to determine which program in suits your financial situation best.
2025 Loan Limits & Down Payment Requirements in West-Hempfield, Lancaster County, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA & FHA Loan Options in West-Hempfield, PA
The priority of Lendersa® is to help you swiftly secure the best USDA or FHA loan without any hassle. Begin with one of three strategies to connect with matching lenders and explore USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, is known as a USDA rural development loan or USDA mortgage and is designated for rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not require any down payment.
433 W Allen Street, Suite 112, San Dimas, CA, 91773
We are a small, boutique mortgage company located in San Dimas, CA. We are a husband and wife team that employs several loan processors to ensure that our client’s loans are pushed through the system in a timely, efficient manner. After working for others since 2001, we made the decision in 2005 to open our own company.
100 West Foothill Boulevard, Suite 205, San Dimas, CA, 91773
redxlending.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor
Cactus Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Better Home Financial, Inc. is a full service mortgage lender that was founded by Wally Nikowitz in San Dimas, California in 1988. Building upon a decade of career success with a national CPA firm, Founder/CPA Wally merged his extensive experience in finance, accounting, tax and business with his passion for helping family, friends.
2545 Chino Hills Pkwy, Suite D, Chino Hills, CA, 91709
ERA Prime Properties satisfaction of such propels business. Success is based on getting what you want, happiness is liking what you get.So, when my customers get what they want, happiness permeates the environment and a win/win situation is established which leads to growth and development thus success.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We've been in business since 1994. We are a small family owned and operated mortgage company. We are dedicated to providing the highest level of service and expertise to our clients. Our approach is unique. We listen. We listen to what your needs and goals are. Then we use our knowledge and expertise
SoCal Pacific Real Estate Services, where we specialize in residential mortgages. At SoCal Pacific Real Estate Services, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
