USDA Vs. FHA your options comparison in West-Hempfield, Lancaster County, PA
As of 2025, the USDA loan limit for West-Hempfield in Lancaster County, PA is $285,000, and for a single-family home, the FHA limit is $356,362.
To compare today's leading USDA versus FHA rates and find out the qualifying income, credit, reserves, and documentation, use the Lendersa® USDA loan calculator. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side to determine which program in suits your financial situation best.
2025 Loan Limits & Down Payment Requirements in West-Hempfield, Lancaster County, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA & FHA Loan Options in West-Hempfield, PA
The priority of Lendersa® is to help you swiftly secure the best USDA or FHA loan without any hassle. Begin with one of three strategies to connect with matching lenders and explore USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, is known as a USDA rural development loan or USDA mortgage and is designated for rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans do not require any down payment.
New Horizons Credit Union, formerly Scott Southern Division Employees Credit Union and Scott Credit Union, is a not-for-profit, member-owned financial cooperative that has been providing financial services to our members 1950. We are governed by a member-elected, volunteer Board of Directors.
At All In Credit Union, we pride ourselves on providing exceptional member service. For your security, please DO NOT provide account details or other personal information on our Facebook page or in a private Facebook message. If you need help with your account or have a concern, we want to help.
AGCU is a faith-based credit union, affiliated with the Assemblies of God since 1951. Our vision is to be the most relevant faith-based credit union in the world to our members, fellowship, communities, organization, and co-workers. AGCU provides banking options for individuals, families, businesses, nonprofits, and ministry organizations.
West Metro Schools Credit Union was formed December 31, 2008 with the merger of Hopkins Schools Credit Union and Edina Schools Credit Union. Membership is open to all employees of Hopkins, Edina and Wayzata Public Schools, their families and household members. Students of Hopkins and Edina school districts are eligible also.
10590 Wayzata Blvd, Suite 160, Minnetonka, MN, 55305
Envision Capital is the dependable place to go when in need of a home loan.
Our expert loan officers are readily available to find their clients competitive rates to finance a home purchase. Mortgage fees are often less than other lenders given that the Envision Capital model facilitates minimal overhead.
Mortgage Avenue helps you navigate the ins & outs of qualifying for and securing a home loan. Founder & home-financing expert Mike Louden educates and coaches you on financing options & helps you determine the type of home you can afford. Unlike the impersonal online mortgage companies where you need to fit neatly into their “box” to qualify,
Mortgage Broker with options for developers, builders, and investors in residential and commercial properties nationwide. Whether the intention is to fix and flip a single-family home, renovate an apartment building, or obtain raw land and develop through the horizontal phase, certain to find a solution if there is one to be found.
The MS National Guard FCU serves retired/active members of the MS Air and Army National Guard. Members of the Mississippi Air/Army National Guard including full-time, federal, state, active-duty, civilian, traditional guardsmen, and employees of the non-appropriated fund activities at Thompson Field.
