USDA and FHA Pro and Con in Mountville, Lancaster County, PA

For 2025, the USDA loan cap in Mountville, located in Lancaster County, PA, is set at $336,500. In contrast, the FHA limit for a single-family property is $472,030.

Leverage the Lendersa® USDA loan calculator to evaluate today's optimal USDA and FHA rates, and to establish the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans to help choose the most suitable option for you in Alabama.

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2025 Loan Limits and Down Payment Requirements in Mountville, Lancaster County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Mountville, PA

Lendersa® aims to promptly secure the best USDA or FHA loan for you, without hassle. Begin with one of three pathways to find matching lenders and USDA loan choices.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in PA

A USDA home loan, backed by the Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • American South Mortgage Lending
  • 613 Canal Blvd, Thibodaux, LA, 70301
  • American South specializes in a seamless home buying experience. We are a local company focused on the client throughout the entire loan process and here to guide you every step of the way. Our customers like us because we offer competitive rates and fees, quick turnarounds on their loans, and great customer service.
  • Cedotal Mortgage
  • 201 Canal Boulevard, Thibodaux, LA, 70301
  • Cedotal Mortgage Company is committed to helping you find the ideal mortgage product for your specific financing needs. We understand that every borrower is unique and we offer a variety of products to meet each of your individual needs. We make the process of securing a mortgage simple
  • Heart of Louisiana Credit Union
  • 303 Edgewood Dr, Pineville, LA, 71361
  • Heart of Louisiana Credit Union was founded in 1955 by USDA employees working in Louisiana in Alexandria and Pineville. Since then, Heart has fostered a rich history of helping Central Louisiana residents with all their financial needs. At Heart, we specialize in helping members like family!
  • Richland Loan Processing Center
  • 3409 W 47th Street, Suite 106, Sioux Falls, SD, 57106
  • When Richland Loan Processing Center (RLPC) began originating private student loans, our vision has remained consistent. We offer a unique level of service helping lenders meet their specific needs rather than requiring them to build a loan program around a servicer's platform and service offerings.
  • Windsor Mortgage Solutions
  • 5101 S Broadband Ln, Sioux Falls, SD, 57106
  • Windsor Mortgage Solutions draws on an extensive history & years of experience in mortgage lending. Now we’re making this valuable expertise available to your financial institution & your customers. Windsor Mortgage Solutions service ties together our team and yours, allowing your organization to offer a full-service mortgage lending department.
  • PLAINS COMMERCE BANK
  • 3905 West 49th Street, Sioux Falls, SD, 57106
  • Plains Commerce Bank's sole purpose of operation is to provide their customers with quality service and products, by linking the values of the past with the ideas and technology of the future. Getting its start in rural South Dakota over eighty years ago, Plains Commerce Bank has built a solid foundation.
  • Texarkana Terminal Federal Credit Union
  • 3801 Texas Boulevard, Texarkana, TX, 75503
  • Texarkana Terminal Employees Federal Credit Union will operate under the Federal Credit Union Act to promote thrift among our members and create a source of credit for provident or productive purposes. We will strive to deliver friendly, accurate services in a timely manner to meet the needs of all our members.Our membership has been extended to an
  • Texana Bank
  • 3620 Richmond Rd, Texarkana, TX, 75503
  • At Texana Bank, we offer local branch and online banking, mortgage and loan services, with the support you expect from your community bank. More than that, you will experience an extraordinary relationship banking with Texana. We are your neighbors, your friends and your bankers.