USDA Vs. FHA Pro and Con comparison in Monessen, Westmoreland County, PA
In the year 2025, the USDA loan limit available in Monessen, within the county of Westmoreland, PA, is $336,500, whereas for a single-family home, the FHA limit is set at $472,030.
Make use of the Lendersa® USDA loan calculator to compare current leading rates between USDA versus FHA, and determine the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, allowing you to decide which choice in suits your specific financial situation best.
Loan Limits and Down Payment Requirements in 2025 for Monessen, Westmoreland, PA
Loan Type
Maximum Loan Limit
Minimum Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Monessen, PA
The mission of Lendersa® is to ensure you receive the finest USDA or FHA loan available swiftly and effortlessly. Initiate the process by selecting one of three pathways that will pair you with matched lenders and relevant USDA loan programs.
A USDA home loan, also referred to as a USDA mortgage or rural development loan, is guaranteed by the U.S. Department of Agriculture. It's designed for rural areas only. Unlike FHA loans, which mandate at least a 3.5% down payment, USDA loans require no down payment.
4505 Las Virgenes Road, Suite 210, Calabasas, CA, 91302
Brave Mortgage offers you a commitment to excellence and an enhanced experience that will cater to every individual’s needs. Bringing you a wide range of residential mortgage products including conventional, government, and jumbo loans, Brave Mortgage has proven to be a direct lender that borrowers can truly rely on.
Quality Direct Funding is a mortgage broker in Calabasas, Ca whose mission it is to serve its customers with the honesty, integrity and competence that they expect. Our goal is to provide the highest quality loans at the most competitive rates. Whether you are a first-time homebuyer, current homeowner or real estate investor.
seasoned mortgage professionals, we offer the highest level of customer service in residential financing. We provide clients with the best possible scenarios, including current market information competitively low interest rates and a wide array of products offered by lenders, to help make their decisions comfortably. Furthermore.
24007 Ventura Blvd, Suite 270, Calabasas, CA, 91302
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Steve is not your typical “Mortgage Broker.” He is a Mortgage and Financial Consultant—an expert in real estate financing and a trusted advisor who does much more than find you a mortgage with the lowest rate Known for his warmth, insight and integrity, he is passionate about leveraging your mortgage as a valuable investment tool to create wealth.
23901 Calabasas Road, Suite 2000, Calabasas, CA, 91302
Westcorp Capital is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
5016 N. Parkway Calabasas, Suite 200, Calabasas, CA, 91302
Priority Financial Network is an equal housing lender and operates as a privately-owned, Fannie Mae, Freddie Mac and FHA approved Mortgage Banker, and offers our clients a diverse portfolio of loan options to fit any loan scenario. We provide borrowers with the advantages and resources of larger financial institutions
24025 Park Sorrento, Suite 150, Calabasas, CA, 91302
Marquee Funding Group, Inc. is a full service mortgage banking firm specializing in the origination, investment sale, and servicing of privately placed real estate loans more commonly known as hard money / private equity loans.
5016 North Parkway Calabasas Suite 200, Calabasas, CA, 91302
ALTLOAN sources the best available capital for residential Non-QM loans with easy guidelines and competitive rates. All loans are underwritten in-house to ensure easy execution and fast closings for Mortgage Brokers. All Underwriters, Account Managers and Account Executives have 5+ years experience in the mortgage business with Non-QM experience.
ACTION FUNDING INC. is a direct private money lender that originates and funds private money loans for business purposes in California and Texas. We are here to be of service to real estate agents, investors, and mortgage brokers by providing them a quick and reliable source of funding which will add value to your team.
