USDA VS FHA in Fallowfield, Washington County, PA

In 2026, the USDA loan limit for Fallowfield, which is in Washington county, PA, is $336,500. At the same time, the FHA limit for a single-family house stands at $472,030.

Use the Lendersa® USDA loan calculator to review and compare the best rates for USDA versus FHA. It will help determine the necessary income, credit, reserves, and documents required for eligibility. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, providing assistance in selecting the ideal program for your financial needs in .

Explore loan offers from 100 different lenders

2026 Loan Limits and Downpayment Requirements in Fallowfield, Washington County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Fallowfield, PA

The aim of Lendersa® is to help you obtain the most favorable USDA or FHA loans swiftly and without difficulty. Pick one of the three initial steps provided below, allowing you to connect with matching lenders and USDA loan options.

Illustration of Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, which is secured by the government's Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage. It is restricted to rural areas. Unlike FHA loans that require a 3.5% down payment minimum, USDA mortgages require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Lionscove
  • 2491 152nd Ave NE, Redmond, WA, 98052
  • Lionscove provides swift, reliable real estate-backed loans, catering specifically to the needs of investors. With an unwavering commitment to speed and assurance, Lionscove excels in closing most loans in under two weeks. Whether you're investing in your first property or expanding your portfolio, trust Lionscove to be your dedicated financial par

  • Evergreen State Mortgage
  • 8201 164th Ave NE, Suite 200, Redmond, WA, 98052
  • Evergreen State Mortgage We know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for With a variety of loan programs and an established network of lenders be

  • Regal Equity Source Inc
  • 1545 Victory Boulevard, Suite 101, Glendale, CA, 91201
  • Regal Equity Source, Inc, our professional mortgage consultants can help you find the right mortgage tailored for you. We recognize that mortgages are not a one size fits all type of product as everyone has different needs and goals in life. The array of mortgage products that we offer allows us to help you put you on the right pathway.

  • Fidelity Funding Loans
  • 6618 San Fernando Road, Unit 209, Glendale, CA, 91201
  • Fidelity Funding Loans we understand that you are making one of the most important financial decisions and commitments of your life and we will guide you along the way to find the best product with the lowest rate tailored to your specific need. Whether you’re purchasing your first home, investing in a vacation home, buying an investment property.

  • WPCCU
  • 1053 Sunset Blvd, Los Angeles, CA, 90012
  • Water and Power Community Credit Union (WPCCU) was founded in 1936 to serve the financial needs of employees of the Los Angeles Department of Water and Power. As Los Angeles grew, so did WPCCU. Today, nearly seven decades after opening with just two desks and a typewriter, WPCCU is a full service community-based financial institution

  • Los Angeles Police Federal Credit Union
  • 16150 Sherman Way, Van Nuys, CA, 90012
  • LAPFCU is an established and highly-reputable credit union with several locations across the greater LA Metro area & we view our talented associates as the secret to our success. Our Mission is to enhance the quality of life of our members by serving as a trusted partner, providing rewarding financial solutions through truly exceptional service.

  • Water and Power Community Credit Union
  • 1053 W Sunset Blvd, Los Angeles, CA, 90012
  • Water and Power Community Credit Union was formed in 1936 by 10 employees of the Department of Water and Power (DWP). Through the years, WPCCU has helped members send their children to college, save for retirement, purchase a vehicle and a home. The credit union was the place where countless members turned to solve life's financial challenges.

  • Cathay Bank
  • 777 North Broadway, Los Angeles, CA, 90012
  • Cathay Bank is a bank with operations in nine states. Cathay Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied and Community Home Buyers Program mortgages and our clients remain the same. Everyone believes in the power of initiative and perseverance.

  • Instant Bad Credit Loans
  • 219 N Hill St, Los Angeles, CA, 90012
  • At Instant Bad Credit Loans, we can help you find a lender for poor credit loans. Even with your bad credit status, you could still be eligible for loans for people with bad credit. Online lenders generally use their own formula to determine eligibility, so having a bad credit history doesn't mean you can't be pre-approved.

  • Revival Lending
  • 16822 Pacific Coast Highway, Suite F, Sunset Beach, CA, 90742
  • At Revival Lending, we want you to experience revival in your finances and your life. We focus on serving our clients for the long term, not as a one time transaction. We accomplish this by taking a holistic financial approach. We begin by analyzing your past financial history, we review your current situation and map out your future goals.