USDA VS FHA in Charleroi, Washington County, PA

In 2025, the USDA loan limit for Charleroi in Washington, PA is $336,500. Meanwhile, for a single-family home, the FHA limit stands at $472,030.

With the Lendersa® USDA loan calculator, you can compare today's USDA versus FHA best rates and ascertain the income, credit, reserves, and documents needed for eligibility. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you choose which program in fits your financial needs best.

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Loan Limits and Down Payment Details for 2025 in Charleroi, Washington, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Charleroi, PA

Lendersa® aims to swiftly secure the ideal USDA or FHA loan for you without hassle. Start with one of three approaches to connect with lenders and discover suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, backed by the U.S. Department of Agriculture, is also known as a USDA rural development loan. It is available only in rural areas. Unlike FHA loans, which require a 3.5% minimum down payment, USDA mortgages do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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