USDA VS FHA in Charleroi, Washington County, PA

In 2025, USDA loan limit in Charleroi, county of Washington, PA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Charleroi, county of Washington, PA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Charleroi, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Irene Partners LLC
  • 15530 Middlebelt Road, Livonia, MI, 48154
  • Irene Partners is the fastest broker on the market. One source for commercial lending, commercial real estate, and residential mortgages. Irene Partners is a powerful independent brokerage in Southeast Michigan. Their innovative mortgage process gets loans faster than anybody else.
  • Market Street Mortgage LLC
  • 30235 Hoy Street, Livonia, MI, 48154
  • At Market Street Mortgage, LLC, where we specialize in residential mortgages. At Market Street Mortgage, LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Northampton Area School District Employees Credit Union
  • 2014 Laubach Avenue, Northampton, PA, 18067
  • A Credit Union is organized by members of a group having a common bond. The Northampton Area School District Employees Federal Credit Union is comprised of public school employees, this being the common bond. The Northampton Area School District Employees Federal Credit Union began in 1939.
  • Trinity Mortgage Group, LLC
  • 116 Scrimshaw Drive, Chester, VA, 23836
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • The Brookville Building and Savings Association
  • 510 Arlington Road, Brookville, OH, 45309
  • The Brookville Building & Savings Association was chartered on February 28, 1903 to serve the various savings and credit needs of individuals, businesses, and organizations in our community. At that time, Brookville was the largest and most active business center in Clay Township.
  • Superior Credit Union
  • 100 Crosskeys Road, Collegeville, PA, 19426
  • Superior Credit Union was founded in 1956 by a group of workers at Superior Tube company in Collegeville, PA. We have grown from modest beginnings to a $50million credit union serving 6, 000 members. We offer all of the competitive services and products and much better rates and with less fees. We pride ourselves on top quality service
  • Assured Financial Services Corporation
  • 134 Second Avenue, Collegeville, PA, 19426
  • Assured Financial Services is committed to providing our clients with highest quality Mortgage Services combined with lowest interest rates available in your neighborhood. Our team is friendly, knowledgeable, and available to discuss a plan with you. We have partnered with top lenders so you will be given a competitive quote with low closing costs.
  • Approval Plus Mortgage Services
  • 609 Hamilton Street, Collegeville, PA, 19426
  • Approval Plus Mortgage Inc. of Collegeville, Pennsylvania, is a residential mortgage agency specializing in refinancing mortgage services. Boasting a five-star rating with ratings companies and clients, we go the extra mile. Nothing is more important to us than exceeding expectations and securing low interest rates for homeowners.
  • Martinsville First Savings Bank
  • 25 W Church Street, Martinsville, VA, 24114
  • Martinsville First Savings Bank came to life in 1924 when local businessmen saw a need for mortgage lending to help the growing city of Martinsville prosper. We have thrived through decades of change and have been a source for mortgages and banking in the community since day one – supporting local organizations and initiatives along the way.
  • Citizens Savings Bank
  • 500 South State Street, Clarks Summit, PA, 18411
  • Citizens Savings Bank is a local community bank that has been serving Northeastern PA for over 100 years. We have 7 locations and offer 24/7 online services such as mobile banking with mobile check deposit & online banking and bill pay. Customers can easily open an account or apply for a loan online.
  • Hemisphere Home Loans
  • 421 Northern Boulevard South, Abington Township, PA, 18411
  • Hemisphere Home Loans is licensed by the Pennsylvania Department of Banking & Securities. We have been helping homeowners achieve their goals since 1999. We take pride in providing a professional yet personal experience for each and every borrower steve has been in the mortgage industry for over 25 years and takes pride in helping each borrower.