USDA Vs. FHA your options comparison in Mount-Joy, Lancaster County, PA
In 2025, the USDA loan limit in Mount-Joy, in the county of Lancaster, PA, is $285,000, whereas the FHA cap for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates and determine the needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, guiding you in choosing the best fit for your financial needs in Alabama.
2025 Loan Limits and Down Payment Criteria in Mount-Joy, Lancaster, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Paths in Mount-Joy, PA
Lendersa® aims to connect you with the best USDA or FHA loan quickly and without hassle. Start with one of three methods to find matching lenders and discover USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, also known as the USDA Rural Development Loan or USDA mortgage, is available exclusively in rural locales. Unlike FHA loans requiring a down payment of at least 3.5%, USDA loans require no down payment.
Our mission statement is simple. We will strive to become the optimum member service center for our members. We exist solely for the benefit of our members. We do NOT operate for profit. Every decision is made with the best interests of our membership in mind. Our volunteer Board of Directors works hard to keep our members needs in mind.
Our bank is a locally owned and managed independent bank whose focus is to work hard to serve your financial services needs. Our goal is to assist you as you pursue your goals and dreams. We strive to serve you the way we would like to be served. This has been the focus of our bank's founders.
SimpliFast Lending has implemented plans to keep our employees safe while we continue to serve our customers through this COVID-19 virus crisis. We are proud to have robust technology in place that enables our employees to efficiently and effectively provide customer service remotely. Our office phones are all still working,
Templeton Savings Bank is a family owned community bank that was established in 1923. As we approach 100 years in business, we look forward to continuing to provide banking products and services. Templeton Savings Bank has had a long tradition of helping customers reach their financial goals.
Chartered in 1968 at what was formerly St. Regis (now Georgia Pacific), and operating in a small vacant office, organized as a cooperative to offer better financial services to those employees of the mill. As we grew, we established a stand-alone branch right outside of the mill and were able to offer services to others in the community
In 1969, a group of IBM employees got together (each giving $0.25) to form iTHINK Financial. Who would have thought that a set of quarters in 1969 would turn into one of the nation's largest Credit Unions with more than $1.50 billion in assets and 95, 000 Members across the country
2700 North Federal Highway, Suite 503, Delray Beach, FL, 33445
Divito Lending works with many top-rated mortgage companies to bring you the best rates while saving you money and the hassle of shopping for your own mortgage. With our team’s history of serving Florida, you can trust us to protect you like family. We help people obtain quality mortgages, and help families with affordable rates options.
1615 S Congress Ave, Suite 103, Delray Beach, FL, 33445
Our long term success is based primarily on our commitment to our clients. Our longevity is due to our excellence in customer service along with a very competitive suite of loan programs from the traditional 30 year fixed rate loan to special programs designed for those ‘out-of-the-box’ scenarios.
Florida Direct Lending Incis a full-service mortgage company based in Delray Beach, Florida. We specialize in FHA, Conventional, Jumbo. We also serve the entire State of Florida. Whether you are buying a home or refinancing we can help you realize your dream of home ownership or save you money when getting you a new lower monthly payment loan.
220 Congress Park Drive, Ste. 140, Delray Beach, FL, 33445
ConsumerDirect Mortgage is a national direct-to-consumer retail mortgage lender. We are a division of FirstBank, the largest privately held bank in the state of Tennessee with over $3 billion in total assets. Mortgage is a national direct-to-consumer retail mortgage lender. We are a division of FirstBank, the largest privately held bank in the USA.
