USDA and FHA Pro and Con in Columbia, Lancaster County, PA
In 2025, the USDA loan ceiling in Columbia, located in Lancaster county, PA, is $336,500. For a single-family home, the FHA limit stands at $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate and contrast today's top USDA and FHA rates. It determines the income, credit, reserves, and documents needed for qualification. With our cutting-edge mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, guiding you to select the most suitable program in for your particular financial situation.
2025 Loan Limits and Down Payment Requirements in Columbia, County of Lancaster, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Opportunities in Columbia, PA
Lendersa® strives to secure the best USDA or FHA loan for you quickly and without hassle. Choose one of three starting points to connect with lenders and explore USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture and exclusively available in rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, a USDA mortgage requires no down payment.
Park City have full-service offices in Merrill, Minocqua, Rhinelander, Tomahawk, inside Dave's County Market in Merrill, and inside Church Mutual Insurance Company in Merrill. From checking and savings to auto loans and mortgages, we offer a full range of products and services, making Park City Credit Union the only financial institution
Guardian Credit Union is based in Montgomery, Alabama. With 64,000+ members and sixteen branches, we have all of the technology, financial products and personalized service you need to go bankless! Guardian is a member-owned, not-for-profit cooperative that provides financial services for our members including savings
1200 Associates Drive, Suite 102, Dubuque, IA, 52002
Formerly Alliant Credit Union (ACU) is powered by you because it was developed by the employees of our utility company in 1933. They listened to the financial needs of their co-workers and chartered the Credit Union to answer those needs. Depositors were members/owners of ACU. AIM Credit Union is unique.
In 1910, Fidelity Bank & Trust opened for business in Luxemburg, Iowa. Originally known as the Luxemburg Savings Bank the name was changed to Fidelity Bank & Trust in 1964, when the charter was moved to Dyersville. Today we proudly serve 30 communities. Fidelity Bank & Trust is here for your financial needs, and as a supporter of our communities.
As a not-for-profit financial cooperative, we put people before profits. Through services, financial education, membership perks, and a caring team, we take your financial goals to heart & make them our own, working tirelessly to help you pursue your dreams. Dupaco continues to pursue and fulfill its original mission to serve and enrich the lives.
As a credit union, DuTrac Community Credit Union is a not-for-profit cooperative that exists solely to serve its member/owners rather than to maximize corporate profits. Although credit unions earn a profit like any other business, the profits are returned to the members in the form of lower loan rates and higher deposit rates.
New Liberty officially opened its doors for business in February 1905. The name of the bank was changed to Liberty Trust & Savings Bank after World War I. In 1935 the charter was transferred from New Liberty to Durant. Although the charter was transferred to Durant, the New Liberty area continues to be an important part of the bank's trade area.
19 Missouri Research Park Ct, Saint Charles, MO, 63304
Vantage Credit Union is a leading, full-service financial institution that’s owned and guided by our St. Louis-based member-owners—people just like you—and not by stockholders like at a publicly-traded bank. Because we’re a not-for-profit financial institution, our member-owners enjoy better rates, lower fees and superior service.
With over seven decades of experience working with borrowers in a variety of situations, Mortgage Solutions, LLC has set the standard for trust, honesty, and integrity. Whether you're looking to refinance an existing home, purchase a new one, or lower some of your high interest obligations,
