USDA VS FHA in Rapho, Lancaster County, PA

In 2025, USDA loan limit in Rapho, county of Lancaster, PA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Rapho, county of Lancaster, PA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Rapho, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Neat Capital
  • 2560 55th Street, Suite 101, Boulder, CO, 80301
  • At Neat Capital, our first priority is delivering an excellent client experience across the entire home financing and real estate transaction. That’s why we work alongside borrowers, real estate agents, wealth managers, moving companies, builders, and corporations in the quest to create a seamless home financing process.
  • Lendmor LLC
  • 3945 Savannah Court, Boulder, CO, 80301
  • Lendmor is a 21 year old mortgage company based in Boulder, Colorado. Our small operation and low overhead allows us to provide home loans to our clients at the lowest interest rates and the lowest closing costs possible. We originate loans, perform our own in-house processing, and see to every aspect of the loan
  • AM Mortgage Brokers Inc
  • 4845 Pearl East Circle, Suite 101, Boulder, CO, 80301
  • AM Mortgage Brokers, is an Independent Brokerage, which allows us to work directly with multiple wholesale lenders. This is advantageous to the consumer because not only does it give us the most competitive rates, it also allows us to lower your costs. For example, AM Mortgage Brokers does not charge a processing fee nor an administrative fee.
  • Bancsource Mortgage Corporation
  • 7550 West Yale Avenue, Suite B206, Denver, CO, 80227
  • BancSource is a locally owned Denver Mortgage company providing home mortgages, refinancing and loans for fix and flip deals. BancSource Mortgage provides Free consultations and is approved with over 25 different lenders so let us do the shopping for you. Our customers count on our knowledge, trustworthiness, and years of experience.
  • Academy National Mortgage Corporation
  • 1955 South Lake Road, Denver, CO, 80227
  • Academy National Mortgage Corporation (aka ANMC) is a mortgage lending institution that prides itself in providing high quality mortgage services to the public. Superior customer service and creating satisfied customers is our ultimate goal. We strive to meet the needs of our mortgage loan customers and exceed their expectations.
  • Ruby Rose Loans and Processing
  • 5353 West Dartmouth Avenue, Suite 519, Denver, CO, 80227
  • "Ruby Rose Investments dba Ruby Rose Loans and Processing was formed with the intention of helping others build security in real estate. At the time I started my own company in 2004 I had been doing residential real estate for five years and was advised to form my own company."
  • EquiLane Lending, LLC
  • 3190 S Wadsworth Blvd, Suite 200, Lakewood, CO, 80227
  • The EquiLane Lending, LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Real Estate Loans Colorado
  • 225 Union Blvd, Suite 350, Lakewood, CO, 80228
  • At Real Estate Loans Colorado, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Forward Mortgage Group
  • 225 Union Blvd, Suite 350, Lakewood, CO, 80228
  • The Forward Mortgage Group, our clients are our core. When Ryan Hillard founded The Forward Mortgage Group, he didn’t just want to connect buyers with their perfect mortgage. He wanted to empower and educate every person who walked through our doors. He founded our firm on the principles of caring for people as individuals.