In 2026, for Maytown in Lancaster, PA, the USDA loan limit stands at $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the latest USDA vs. FHA rates. Determine the income, credit, reserves, and necessary documents for qualification. Our sophisticated mortgage calculator enables you to see USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which plan in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, we strive to secure you the best USDA or FHA loan efficiently and without complications. Choose from three starting pathways to connect with matching lenders and relevant USDA loan programs.
A USDA home loan, assured by the Department of Agriculture, commonly called a USDA rural development loan, is designated solely for rural neighborhoods. Unlike FHA loans that demand a 3.5% minimum down payment, USDA mortgages require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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