USDA and FHA Pro and Con in Maytown, Lancaster County, PA

In 2025, for Maytown in Lancaster, PA, the USDA loan limit stands at $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the latest USDA vs. FHA rates. Determine the income, credit, reserves, and necessary documents for qualification. Our sophisticated mortgage calculator enables you to see USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which plan in is the best fit for your financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Maytown, Lancaster, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Maytown, PA

At Lendersa®, we strive to secure you the best USDA or FHA loan efficiently and without complications. Choose from three starting pathways to connect with matching lenders and relevant USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, assured by the Department of Agriculture, commonly called a USDA rural development loan, is designated solely for rural neighborhoods. Unlike FHA loans that demand a 3.5% minimum down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Utilities Employees Credit Union
  • 11 Meridian Boulevard, Wyoming, PA, 19610
  • Since 1934, Utilities Employees Credit Union (UECU) has been providing exclusive financial benefits to America’s utility and energy employees and their families. As a full-service, virtual credit union, UECU’s goal is to help workers and Pennsylvania residents improve their financial well-being, accumulate wealth.
  • Discovery Federal Credit Union
  • 2744 Century Boulevard, Wyoming, PA, 19610
  • At Discovery FCU, we're more than just a place you bank, We're your neighborhood credit union that puts you first and foremost. We focus on the financial success of our members before we do anything else. We work together to create a member experience based on the principles of honesty, reliability and genuineness.
  • CDL Mortgage Services LLC
  • 50 Berkshire Ct, Wyomissing, PA, 19610
  • We have simplified the mortgage process. Whether you’re buying a new home or ReFinancing your mortgage, we offer competitive and low mortgage rates without sacrificing high-quality customer service. We pride ourselves on providing customers with great mortgage rates and low fees.
  • Coastal Lending Group LLC
  • 909 Ridgebrook Road, Suite 108, Sparks Glencoe, MD, 21152
  • At Coastal Lending Group LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Farmers and Merchants Bank
  • 15226 Hanover Pike, Upperco, MD, 21155
  • Farmers and Merchants Bank is a community bank that was established in 1919 and is headquartered in Upperco, Maryland. Farmers and Merchants Bank currently operates eight banking offices located in Northern Baltimore County and Carroll County, Maryland. Member FDIC. Equal Housing Lender
  • The Gratz Bank
  • 32 West Market Street, Gratz, PA, 17030
  • The Gratz Bank! With the commitment to carry forward unparalleled client service, The Gratz Bank is honored to positively impact lives. We assure you that our mission to execute a significant client experience and competitive product offering will continue to grow as our business expands.
  • ACNB Bank
  • 100 V-Twin Drive, Gettysburg, PA, 17325
  • ACNB Bank is a wholly-owned subsidiary of ACNB Corporation, an independent financial holding company headquartered in Gettysburg, PA. Originally founded in 1857, ACNB Bank serves its marketplace with banking and wealth management services, including trust and retail brokerage
  • Freeland Financial
  • 2104 Appaloosa Drive, Fallston, MD, 21047
  • Freeland Financial has built a strong reputation as an outstanding mortgage brokerage firm. We serve the lending needs of builders, real estate professionals, and individual homebuyers throughout the state of Maryland, Virginia, and Florida.Our customers keep coming back because we have low rates and the best service in MD, VA and FL..
  • Mid Penn Bank
  • 349 Union Street, Millersburg, PA, 17061
  • Mid Penn Bank, subsidiary of Mid Penn Bancorp, Inc., has been serving Central Pennsylvania since 1868. Headquartered in Millersburg, Pa., Mid Penn Bank has retail locations throughout Cumberland, Dauphin, Lancaster, Luzerne, Northumberland and Schuylkill Counties. Mid Penn is a full-service financial institution offering deposit products, mortgage.
  • iMove Mortgage LLC
  • 2233 Gelding Way, Bel Air, MD, 21014
  • iMove Mortgage We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process.
  • Hawk Mortgage Group
  • 725 N. Hickory Avenue, Suite 200, Bel Air, MD, 21014
  • Hawk Mortgage Group offers a wide range of mortgage solutions for your personal and commercial needs.The company has been in the mortgage industry for 45 years. He is centralized geographically and very familiar with the mid-Atlantic region. His reputation for excellence is built on delivering personal quality-focused customer care and attention.
  • Har-Co Credit Union
  • 30 N. Hickory Avenue, Bel Air, MD, 21014
  • Har-co Credit Union is built on the foundation of delivering a strong member focused experience. We believe that our success will only occur by upholding the values and principles of a culture where members, both internal and external, feel rewarded in a relationship.You are eligible for great rates, dedicated service & a superior member experience