USDA Vs. FHA your options comparison in Mount-Union, Huntingdon County, PA

During 2025, the USDA loan limit applicable in Mount-Union, within Huntingdon, PA, is set at $285,000. In comparison, the FHA loan cap for a single-family dwelling is $356,362.

Utilize the Lendersa® USDA loan calculator to assess the top USDA and FHA current rates and determine the income, reserve funds, credit, and documentation required for qualification. Our comprehensive mortgage calculator delivers a side-by-side view of USDA, FHA, Conforming, and VA programs to guide you in determining the best option in suited to your financial circumstance.

Compare loan proposals from 100 different lenders

Loan limits and initial payment requirements for 2025 in Mount-Union, county of Huntingdon, PA

Type of Loan Maximum Loan Initial Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA loan choices in Mount-Union, PA

The mission of Lendersa® is to secure swift access to the finest USDA or FHA loans, hassle-free. Choose among three starting points that lead to matched lenders and USDA loan programs for your consideration.

Overview of Lendersa USDA loan requests and matching outcomes

Understanding USDA Loans in PA

Endorsed by the Department of Agriculture, the USDA home loan, also referred to as the USDA mortgage or rural development loan, is available exclusively in rural regions. Contrary to FHA loans, which require a minimum down payment of 3.5%, the USDA loan imposes no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Associated Home Loans
  • 4835 Soquel Dr, Soquel, CA, 95073
  • Trish Ward, founder of Associated Home Loans and based in Soquel, CA has almost 30 years of experience in the real estate industry. Trish has become Santa Cruz County's "go to" mortgage broker with a reputation for tenaciously protecting her client's interests above all else. Trish's uncompromising integrity is the hallmark of her service.
  • The Home Loan Center
  • 740 Paradiso Court, Soquel, CA, 95073
  • "I'm here to solve that for you. Go ahead and download my cheat sheet and I'll give you the inside scoop to make qualifying for a great low rate mortgage EASY. Yes, I really did say easy. When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation"
  • Monterey Bay Resources, Inc.
  • 4601 West Walnut Street, Soquel, CA, 95073
  • Monterey Bay Resources, Inc. is a Santa Cruz based real estate company that provides niche lending solutions for property owners and prospective buyers seeking access to private funds quickly and at competitive rates.We can provide financing for both investment property and owner-occupied properties, upon qualification.
  • Meraki Mortgage
  • 5727 Gaskill Street, Oakland, CA, 94608
  • With 17 years of experience in the industry, Meraki Mortgage has assisted hundreds of clients finance the property of their dreams.Whether you need a renovation loan, 5% down jumbo, VA / FHA /USDA /Conventional / Non-QM, reverse mortgage, bridge loan, or other loan product, we can help find you a loan at competitive rates that fits your unique need
  • Made Mortgage, Inc.
  • 1209 34th Street, Oakland, CA, 94608
  • Made Mortgage, Inc buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As experienced loan officers.
  • In Touch Investments
  • 6465 San Pablo Ave, Oakland, CA, 94608
  • In Touch Financial Services specialized backgrounds, we give our clients a “wholistic” experience when buying or selling real estate. We ensure that a buyer meets lending regulations and is assured that their home is truly financially comfortable. Our sellers can rest assured that their home will be marketed professionally and diligently.
  • Pacific Western Mortgage Group
  • 2354 Powell Street, Suite B, Emeryville, CA, 94608
  • We're always delighted to give you the information you need to decide which mortgage is right for you. Your first consultation is ALWAYS free. Pacific Western Mortgage Group offers Emeryville, CA Mortgage programs to fit your budget. For practical and knowledgeable advice and options.
  • Newfi Wholesale
  • 2200 Powell St. Suite 340, Emeryville, CA, 94608
  • Newfi Wholesale is a wholesale mortgage lender founded by industry veterans and managed by a team of mortgage professionals with deep experience in the wholesale market. We are committed to providing our broker partners with a broad range of loan products, efficient technology, and an attractive price point to help them grow their business.
  • Metroreal
  • 1821 Saratoga Ave, Saratoga, CA, 95070
  • Metroreal Inc. is located in Saratoga, CA, United States and is part of the Activities Related to Credit Intermediation Industry. Metroreal Inc. has 4 total employees across all of its locations and generates $218, 737 in sales (USD). (Employees & Sales figures are modelled). We help our customers to obtain the best home mortgage loan in California
  • UVC Financial
  • 12280 Saratoga Sunnyvale Road, Suite 206, Saratoga, CA, 95070
  • The UVC Financial Team is committed to providing clients with the highest quality home loans combined with some of the best mortgage programs suitable to your needs. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, doing a Reverse Mortgage, or consolidating debt.