USDA Vs. FHA Pro and Con comparison in Smithfield, Monroe County, PA
During 2025, the USDA loan limit in Smithfield, located in Monroe county within PA, is set at $336,500. For a single-family home, the FHA limit amounts to $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate the best rates available today between USDA and FHA loans. It assists in identifying the income, credit score, reserves, and paperwork required for eligibility. With our sophisticated mortgage calculator, easily compare USDA, FHA, Conforming, and VA options side by side, guiding you to choose the most fitting program for your financial needs in .
2025 Loan Caps and Down Payment Requirements in Smithfield, Monroe County, PA
Loan Category
Maximum Loan Amount
Minimum Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Smithfield, PA
The aim of Lendersa® is to swiftly secure you the best USDA or FHA loan with ease. Initiate one of three paths leading to suitable lenders and USDA loan schemes.
A USDA home loan, backed by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, is solely available in rural communities. Contrasting with FHA loans, which require at least a 3.5% down payment, the USDA mortgage necessitates no down payment at all.
6251 44th Street N, Suite 3, Pinellas Park, FL, 33781
A Smart Senior understands that a Reverse Mortgage is a home loan that enables homeowners 62 and older to access the equity in their home with no monthly payment. You may choose from several payment options, including a lump sum, equal payments over time, a line of credit or a combination of the fore mentioned.
Farmers and Merchants Bank and The Bank of Fayetteville are both deeply rooted in Arkansas soil. Our tradition of community-oriented banking and providing our customers with the best financial products and services available is the foundation of our bank family.
Our mission stands tall and clear:
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Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
mer1loans.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity and We cater to new home purchases and refinance loans. Take advantage of the low rates in the market today while it lasts. FHA/VA loans, USDA loans, commercial, and conventional.
Frandsen Bank & Trust is a full-service community Banking, trust and investment services organization with 37 offices located throughout Minnesota, Wisconsin, and North Dakota.
Our mission is to determine needs, develop relationships, and deliver solutions. We want to be your bridge to financial success for life.
207 Shelton Beach Rd, Suite F, Saraland, AL, 36571
All-Star Mortgages is your #1 mortgage broker company in Saraland, AL, serving North Mobile & surrounding areas. All-Star Mortgages will provide you with fast, quality service to help you finance your next home. We are a fast & reliable mortgage company that can help assist you with your next home purchase.
8250 Bryan Dairy Road, Suite 150, Largo, FL, 33777
ECU Credit Union is a not-for-profit financial cooperative. That means our members own us. No stockholders to worry about just our members/owners. Convenient services with competitive dividends and interest rates are our prime responsibilities. As a member of ECU Credit Union, your entire family is eligible to join.
All In One Lending, we believe in speed, service, and transparency. Whether you are a first-time homebuyer or an experienced real estate investor, we want to provide you the education and loan options to help you meet your specific goals. We have a passion for putting our clients’ interests first,
4359 35th Street North, Suite E5, Saint Petersburg, FL, 33714
1st Equity Capital Funding, Inc equityWhether the commercial real estate you are trying to finance is for a rate & term refinance due to a balloon coming due, a cash out refi, a note being called in, or an acquisition, we work in correspondence with many wholesale commercial mortgage lenders from Life Insurance Companies.
