USDA Vs. FHA Pro and Con comparison in Smithfield, Monroe County, PA
During 2025, the USDA loan limit in Smithfield, located in Monroe county within PA, is set at $336,500. For a single-family home, the FHA limit amounts to $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate the best rates available today between USDA and FHA loans. It assists in identifying the income, credit score, reserves, and paperwork required for eligibility. With our sophisticated mortgage calculator, easily compare USDA, FHA, Conforming, and VA options side by side, guiding you to choose the most fitting program for your financial needs in .
2025 Loan Caps and Down Payment Requirements in Smithfield, Monroe County, PA
Loan Category
Maximum Loan Amount
Minimum Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Smithfield, PA
The aim of Lendersa® is to swiftly secure you the best USDA or FHA loan with ease. Initiate one of three paths leading to suitable lenders and USDA loan schemes.
A USDA home loan, backed by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, is solely available in rural communities. Contrasting with FHA loans, which require at least a 3.5% down payment, the USDA mortgage necessitates no down payment at all.
841 E. Fairview Ave, Suite 101, Meridian, ID, 83642
Paramount Payment Systems is a small and medium business merchant services provider. We specialize in helping businesses grow by providing the vital financial business instruments to increase sales, decrease costs, and secure alternative business capital. Since 2003, we have assisted over 10, 000 companies in decreasing
Clarity Credit Union isn't your typical financial institution. Like all credit unions, we are a not-for-profit cooperative. Our philosophy mirrors the traditional credit union philosophy of "people helping people." We exist to provide our members with exceptional access to financial products and services.
Equity Northwest Real Estate | Responsive. Connected. Our Priority is YOU. We are Equity Northwest Real Estate. Regional Designated Broker, Kit Fitzgerald oversees a number of real estate agents, who dabble in all forms of real estate, from new construction to investment property, resale and more.
3363 E. Presidential Dr, Suite 200, Meridian, ID, 83642
At PMR, we are determined to provide excellent customer service, fantastic mortgage programs, and offer competitive rates to all of our customers. We have branches with dedicated loan officers throughout the US, ready to help you try to buy the house of your dreams. All loans are subject to underwriting approval.
1857 S Millennium Way, Suite 100, Meridian, ID, 83642
Capital Mortgage, LLC you will be treated like a person, not a number. We will help you understand and navigate this seemingly complicated process. Everyone needs someone they can count on to make this dream into reality. Pick up the phone and call Capital Mortgage today and you can feel comfortable knowing
3023 E Copper Point Dr, Suite 101, Meridian, ID, 83642
1st Choice Mortgage Loan Advisors are Mortgage Experts, we have been in Idaho for over 25 years, so we KNOW IDAHO and we know Idaho Mortgages! We take a newby borrower all the way, and guide them through the complex mortgage loan process. Our Loan Advisors are Advisors, not loan officer.
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STCU has grown to 600-plus employees, serving more than 170, 000 members at 21 branch locations with $2.6 billion in assets. Although STCU has become the Inland Northwest's largest and most successful credit union, we've never forgotten that our most valuable assets are our members.
1421 N Meadowwood Lane, Suite 71, Liberty Lake, WA, 99019
We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
