USDA Vs. FHA Pro and Con comparison in Hazleton, Luzerne County, PA

In the year 2025, the USDA loan limit for Hazleton, situated in Luzerne county of PA, reaches $336,500, whereas the FHA limit for a single-family house stands at $472,030.

Leverage the Lendersa® USDA loan calculator to compare today's top rates between USDA and FHA loans, and identify the necessary income, credit score, reserves, and documentation to qualify. Our advanced mortgage calculator offers a side-by-side evaluation of USDA, FHA, Conforming, and VA programs, helping you choose the most suitable one for your financial needs in .

Review loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Hazleton, Luzerne, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Hazleton, PA

At Lendersa®, our goal is to promptly provide you with optimal USDA or FHA loans, with minimal hassle. Start by selecting one of three initial options that match you with appropriate lenders and USDA loan programs tailored to your needs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

The USDA home loan, also known as a USDA mortgage or rural development loan, is backed by the U.S. Department of Agriculture and is designed for rural locations. Unlike FHA loans that require a 3.5% down payment minimum, USDA loans require zero down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Main Street Mortgage Services
  • 15825 Main Street, 1st Floor, La Puente, CA, 91744
  • MAIN STREET MORTGAGE SERVICES, Inc. is a full service mortgage brokerage with only one priority – to provide the absolute best customer service to our clients while educating them on today’s mortgage process. We offer individualized mortgage solutions for the borrower's unique needs.
  • tigerloans
  • 780 Roosevelt, Ste 120 Irvine,, Irvine, CA, 92620
  • Looking for a hassle-free mortgage experience? At TigerLoans, we specialize in providing fast, affordable, and reliable home loan solutions tailored to your needs. Whether you're buying your first home, refinancing, or seeking a VA loan, our expert loan officers are here to guide you every step of the way. With years of experience and a commitment
  • Reverse Mortgage West
  • 20 Truman Street, Suite 205, Irvine, CA, 92620
  • RMWest’s focus is serving senior clients’ retirement and life-stage needs through the Reverse Mortgage product. Our team of select, seasoned Reverse Mortgage Loan Officers is committed to serving seniors. Our veteran Reverse Mortgage Loan Officers are senior specialists well-versed in considering the the total financial/life stage needs
  • Beacon Lending And Realty, Inc
  • 21 Foxcrest, Irvine, CA, 92620
  • Our mission is to provide you with high quality mortgage programs that are customized to fit your unique situation. We work & do business in an upfront and fully transparent way. We disclose the fees to the clients in advance and in writing & disclose the rate sheets from various lenders, listing the rates & points passed through from the lenders.
  • BlackMarket Mortgage
  • 14271 Jeffrey Road, Suite 316, Irvine, CA, 92620
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Red Hot Properties
  • 4790 Irvine Blvd, Suite 105-594, Irvine, CA, 92620
  • Since 1991 Siavosh "SAM" Ardalan (Broker/Owner) has always served the community with integrity and professionalism. His clients are lifelong. He is an expert negotiator and problem solver. Many transactions have been saved with his creative solutions that made all parties extremely happy.
  • Oak Creek Funding Inc
  • 27 Delamesa East, Suite 200, Irvine, CA, 92620
  • Oak Creek Funding, Inc. prides itself on delivering a customer experience that completely separates us from every other mortgage company in CA when it comes to obtaining a home loan. Here at Oak Creek Funding we are fully dedicated to making the mortgage process as pleasant as possible for all of our customers
  • First American Financial Group Inc.
  • 16 Laurelwood, Irvine, CA, 92620
  • Purchasing a new home or refinancing? We have a solution. Our team is dedicated to helping our clients become successful homeowners while supporting their financial well-being. With nearly 20 years in Real Estate and Mortgage experience, First American Financial Group is a one stop shop for all of your Real Estate needs.
  • Synergy Lending Inc
  • 780 Roosevelt, Suite 207, Irvine, CA, 92620
  • We've been helping customers afford the home of their dreams for many years and we love what we do. Customer service is very important to all of us. As we continue to improve and expand our services we recognize our customers' need and desire to preserve their privacy and confidentiality.