In 2026, the USDA loan limit for Hatfield in Montgomery, PA, is $381,800, while the FHA limit for a single-family home is $529,000.
Use the Lendersa® USDA loan calculator to compare today’s top rates for USDA versus FHA loans. Determine the income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator features side-by-side comparisons of USDA, FHA, Conforming, and VA programs to help determine the ideal program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $381,800 | 0% |
| FHA | $529,000 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The objective of Lendersa® is to secure the best USDA or FHA loan for you promptly and without hassle. Choose one of three entry points to align with lenders and find USDA loan programs.
The USDA home loan, backed by the government Department of Agriculture and also known as a USDA rural development loan, is available solely in rural areas. In contrast with FHA loans that call for at least a 3.5% down payment, USDA loans do not require any down payment, making them more accessible for eligible applicants.
Enter your location to find out if it qualifies for USDA rural housing loan?
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