In 2025, the USDA loan limit for New-Hanover in Montgomery county, PA, is $345,000, while the FHA limit for a single-family home is $431,250.
Use Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. Determine the income, credit, reserves, and documentation required to qualify. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, helping you find the best option for your financial situation in Alabama.
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $345,000 | 0% |
| FHA | $431,250 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The objective of Lendersa® is to quickly secure you the best USDA or FHA loan with minimal hassle. Choose from one of three starting points designed to find matching lenders and viable USDA loan programs.
A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or mortgage, is available solely in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, there is no down payment required for a USDA loan.
Enter your location to find out if it qualifies for USDA rural housing loan?
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