During 2025, the USDA loan limit for a single-family home in Pottstown, located in Montgomery county, PA, is $381,800. In contrast, the FHA limit stands at $529,000.
With the Lendersa® USDA loan calculator, you can effortlessly compare the best current USDA versus FHA rates. Evaluate income, credit requirements, reserves, and documentation needed for qualification. Our advanced mortgage calculator lets you see side-by-side comparisons of USDA, FHA, Conforming, and VA loans, aiding your decision on the most suitable program for your financial landscape in
Compare loan offers from a multitude of 100 lenders
| Loan Type | Loan Limit | Down payment |
| USDA | $381,800 | 0% |
| FHA | $529,000 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® focuses on securing you the best possible USDA or FHA loan swiftly and without the hassle. Choose from three initiation methods that connect you with matching lenders and USDA loan programs.
A USDA home loan, secured by the Department of Agriculture, or USDA rural development loan, is exclusive to rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages do not require any down payment, providing a unique advantage to eligible applicants.
Enter your location to find out if it qualifies for USDA rural housing loan?
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