During 2025, the USDA loan limit for a single-family home in Pottstown, located in Montgomery county, PA, is $381,800. In contrast, the FHA limit stands at $529,000.
With the Lendersa® USDA loan calculator, you can effortlessly compare the best current USDA versus FHA rates. Evaluate income, credit requirements, reserves, and documentation needed for qualification. Our advanced mortgage calculator lets you see side-by-side comparisons of USDA, FHA, Conforming, and VA loans, aiding your decision on the most suitable program for your financial landscape in .
2025 Loan Limits and Down Payment Details in Pottstown, Montgomery, PA
Loan Type
Loan Limit
Down payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Pottstown, PA
Lendersa® focuses on securing you the best possible USDA or FHA loan swiftly and without the hassle. Choose from three initiation methods that connect you with matching lenders and USDA loan programs.
A USDA home loan, secured by the Department of Agriculture, or USDA rural development loan, is exclusive to rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages do not require any down payment, providing a unique advantage to eligible applicants.
Since 1934, Utilities Employees Credit Union (UECU) has been providing exclusive financial benefits to America’s utility and energy employees and their families. As a full-service, virtual credit union, UECU’s goal is to help workers and Pennsylvania residents improve their financial well-being, accumulate wealth.
At Discovery FCU, we're more than just a place you bank, We're your neighborhood credit union that puts you first and foremost. We focus on the financial success of our members before we do anything else. We work together to create a member experience based on the principles of honesty, reliability and genuineness.
We have simplified the mortgage process. Whether you’re buying a new home or ReFinancing your mortgage, we offer competitive and low mortgage rates without sacrificing high-quality customer service. We pride ourselves on providing customers with great mortgage rates and low fees.
Nationwide Residential Mortgage We approve people to purchase or refinance homes, including divorce buyouts. Our free consultation and personalized planning helps you own your home for less. Free true pre-approvals for purchases and, if needed, develop a plan to repair credit and get prepared to purchase a home.
Acer Mortgage Company have been helping customers afford the home of their dreams for many years and we love what we do. Our Easy Application guides you through your mortgage financing and connects you directly to your loan officer and realtor. Acer Mortgage Company originates mortgage loans and consults with home buyers and owners.
Founded nearly 90 years ago, Firstrust’s business is serving the banking needs of our commercial and retail customers in the Philadelphia region. From large operating companies, real estate developers, manufacturers, and doctors to young families and grandparents – we’re here for them all.
1 West Elm Street, First Floor, Conshohocken, PA, 19428
Coastal Pacific Mortgage, our mission is to set a high standard in the mortgage industry. We take great pride in giving quality customer service by putting the people we serve first. We believe the foundation for lasting relationships is consistency and communication. Our goal is to carefully guide you through the home loan process.
Main Street Mortgage Company prides itself on exceeding our clients’ expectations in finding the ideal home loan for their situation. For more than 8 years, our team has provided quality service to every client that we’ve worked with. Whether you want the lowest possible rate or a complex financing package.
Buying a new home is an experience that lasts a lifetime, so why not have memorable one? The Hussey Team strives to make this happen. There could be some turbulence along the way, but it takes the right team to counsel all parties involved to reach a solution. We are mortgage advisors that work fast, accurately, and have fun.
RPC offers a variety of loan types tailored to suit any commercial real estate requirement. These include permanent loans for both refinance and acquisition, construction loans, bridge loans, mezzanine/preferred equity, and traditional equity. Although we do not recommend hard money loans.
625 West Ridge Pike Building A, Conshohocken, PA, 19428
First Choice Mortgage Advisors has a highly knowledgeable staff in Pennsylvania, we truly encompass the word TEAM. Priding ourselves in top notch COMMUNICATION, we work seamlessly together to provide all Pennsylvania residents with the highest quality home loans. Whether you are looking to build your dream home, purchase a home, refinance
Founded in 2011, the key to our success has been a combination of consistently offering the lowest possible and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity. We want to get to know you so that one of our seasoned loan officers can offer you the ideal financing solution.
