USDA and FHA Pro and Con in Halfway-House, Montgomery County, PA

In 2025, the USDA loan limit for Halfway-House, in Montgomery county, PA, is $345,000. Conversely, the FHA limit for a single-family home is $431,250.

Utilize the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates, and determine income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA loans side by side, helping you decide which option in best fits your financial situation.

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2025 Loan Limits and Down Payment Requirements in Halfway-House, Montgomery, PA

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $431,250 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Halfway-House, PA

The mission of Lendersa® is to quickly secure the best USDA or FHA loan for you with ease. Choose from three initial pathways that connect you with lenders and explore USDA loan programs.

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Understanding USDA Loans in PA

A USDA home loan, guaranteed by the government Department of Agriculture, often called a USDA rural development loan, is available only in rural areas. Unlike FHA loans that require a 3.5% down payment, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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