USDA VS FHA in New-Holland, Lancaster County, PA

In 2025, the USDA loan limit in New-Holland, located in Lancaster county, PA, is $285,000. Meanwhile, for a single-family home, the FHA limit is $356,362.

Use the Lendersa® USDA loan calculator to compare the best USDA vs. FHA rates today, determining the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in New-Holland, Lancaster, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in New-Holland, PA

At Lendersa®, our aim is to find you the best USDA or FHA loan promptly and without hassle. Choose from one of three pathways to connect with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, backed by the government through the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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