USDA Vs. FHA your options comparison in Earl, Lancaster County, PA

In 2025, within Earl, located in Lancaster county, PA, the USDA loan limit is $336,500. In contrast, for a single-family home, the FHA limit is $472,030.

Use the Lendersa® USDA loan calculator to compare current top USDA versus FHA rates and determine the income, credit score, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side to help decide which program is best for your financial situation in .

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2025 Loan Limits and Down Payment Information in Earl, Lancaster, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Earl, PA

The goal of Lendersa® is to secure the best USDA or FHA loan swiftly and without complication. Choose one of three starting points that link you with lenders and available USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, also called a USDA rural development loan or USDA mortgage, is secured by the Department of Agriculture and is available only in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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