FHA Vs. USDA loan program for Earl, Lancaster County, Pennsylvania

In 2025, USDA loan limit in Earl, county of Lancaster, PA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Earl, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(678) 615-3732 615 miles Lender's profile and map Reviews Summerfield Mortgage LLC 3060 Kimball Bridge Road, Suite 155, Alpharetta, GA, 30022 Summerfield Mortgage, LLC is a young company with deep roots, founded on over 25 years of experience. We offer top service because we have your best interest at heart and also Mortgages made easy. Whether this is your first home purchase, refinance, a vacation home, or investment property.
(678) 549-1233 615 miles Lender's profile and map Reviews Magnum Home Loan 4640 Valais Court, Suite 204, Johns Creek, GA, 30022 Magnum Home Loan is one of the preferred brokers for the top ten lenders nationwide. We are partnered with many major investors/lending sources in the nation including Amerisave, MB Financial, NYCB, and United Wholesale Mortgage. The partnerships with many of the top lenders in the nation have enabled.
(678) 227-1084 615 miles Lender's profile and map Reviews Peachtree Home Loans LLC 11380 Southbridge Parkway, Suite 227, Alpharetta, GA, 30022 Damian Warwick is a Mortgage Banker with over 24 years of experience in the financial services and mortgage industries. His financial experience includes running his own mortgage company and managing large financial institutions/banks, as well as midsize corporations. He prides himself in providing excellent customer service for his clients
(770) 789-7770 615 miles Lender's profile and map Reviews iCapital Mortgage, LLC 5755 N Point Pkwy, Suite 58, Alpharetta, GA, 30022 Crushing rates and beating other lender's turn times with personalized attention to detail to make the mortgage process as stress-free and quick as possible. Quick closings for both purchases and refinances. Loan products: Conventional, FHA, VA, USDA, Non-traditional recent foreclosure/bankruptcy
(833) 435-6500 615 miles Lender's profile and map Reviews SANCTUARY HOME MORTGAGE LLC 555 North Point Center East, 4th Floor, Office 479, Alpharetta, GA, 30022 Sanctuary Home Mortgage, a private, boutique mortgage firm local to Metro Atlanta, was founded in unique collaboration and strong partnership with Atlanta Fine Homes Sotheby’s International Realty. Our high-caliber mortgage professionals are trusted, award-winning individuals with 75 years of combined mortgage experience.
(312) 738-6000 615 miles Lender's profile and map Reviews The Federal Savings Bank 4120 W Diversey Ave, Suite C501, Chicago, IL, 60639 Federal Savings Bank is veteran - owned bank, with a focus on VA and FHA lending for active duty and retired military and first time home buyers. We believe we offer the Perfect Mortgage Experience, which is our unique combination of outstanding customer service, low mortgage rates, and fast closings.
(847) 235-6280 616 miles Lender's profile and map Reviews Dimension Mortgage Corp 1000 Skokie Blvd, Suite 570, Wilmette, IL, 60091 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(773) 283-9340 616 miles Lender's profile and map Reviews Unified Homeowners of Illinois Federal Credit Union 4464 N Milwaukee Avenue, Chicago, IL, 60630 Unified Homeowners of Illinois Federal Credit Union is an federal credit union whose philosophy is to deliver sound financial information and services that help Illinois homeowners maintain and improve their homes. Unified Homeowners of Illinois was chartered in February 2006. Unified Homeowners’ of Illinois Federal Credit Union (UH of IL FCU)
(312) 869-4727 616 miles Lender's profile and map Reviews Premier Capital Solutions 4849 N. MIlwaukee Ave, Suite 801, Chicago, IL, 60630 Alexander Villegas, CEO & Founder of Premier Capital Solutions, recognized the need for a new company to meet the needs of a new economy. As the financial and real estate markets have rapidly changed in recent years, he recognized a considerable need for a financial servicing solution that goes well beyond the capabilities of traditional servicers.
(773) 666-1111 616 miles Lender's profile and map Reviews Simply Financial Inc 5632 West Lawrence Avenue, Chicago, IL, 60630 Simply Financial Inc are mortgage brokers and experts in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history.