For 2025, the USDA loan limit in West-Earl, which is located in the county of Lancaster, PA, is $285,000. At the same time, the FHA limit for a single-family home is $356,362.
Leverage the Lendersa® USDA loan calculator to scrutinize today's top USDA versus FHA rates, enabling you to understand the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, which aids in choosing the program that best aligns with your financial conditions in Alabama.
Review loan offers from 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® strives to swiftly provide you with the best USDA or FHA loans, effortlessly. Start by selecting one of three pathways leading to matched lenders and suitable USDA loan solutions.
The USDA home loan, guaranteed by the Department of Agriculture, is also known as the USDA Rural Development Loan or USDA mortgage. It is exclusively available to rural areas and does not require any down payment, unlike FHA loans which have a minimum down payment of 3.5%.
Enter your location to find out if it qualifies for USDA rural housing loan?
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