USDA Loan Vs. FHA loan for Rochester, PA [Beaver County ]

In 2025, the USDA loan limit in Rochester, county of Beaver, PA is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. Evaluate the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, see the USDA, FHA, Conforming, and VA options side by side, aiding in choosing the best program for your financial requirements in .

Exploring USDA and FHA Loan Options in Rochester, PA

The mission of Lendersa® is to efficiently secure you the best USDA or FHA loan with ease. Choose one of three pathways to connect with lenders and relevant USDA loan programs.

Overview of Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan is guaranteed by the U.S. Department of Agriculture and is often called a USDA rural development loan or USDA mortgage. It is available exclusively in rural areas. While FHA loans require at least a 3.5% down payment, USDA loans require none, offering significant benefits to eligible borrowers.

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(330) 724-9391 Lender's profile and map Reviews Goodyear Employees Credit Union 501 Kelly Avenue, Akron, OH, 44306 Goodyear Employees Credit Union has been open since 1961. The credit union has assets totaling $5.63 Million and provides banking services to more than 900 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
(440) 834-4327 Lender's profile and map Reviews Geauga Credit Union 14499 N Cheshire Street, Burton, OH, 44021 Since its founding in 1956, Geauga Credit Union has been a service provider for people just like you. We started as Geauga School Employees’ Credit Union and have increased our field of membership to anyone who lives, works, goes to school or worships in Geauga, Ashtabula, Trumbull or Portage Counties.
(234) 352-1100 Lender's profile and map Reviews Firestone Federal Credit Union 31 Hanna Parkway, Akron, OH, 44319 Firestone Federal Credit Union is an income sharing financial cooperative, dedicated to best serving the financial needs of its members. This primarily includes offering competitive rates on savings and low cost loans for provident purposes. The safety and stability of its members' assets shall be the prime consideration
(330) 686-9000 Lender's profile and map Reviews Superior Financial Services, Inc 4466 Darrow Rd, Suite 17, Stow, OH, 44224 SUPERIOR FINANCIAL SERVICES, INC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
(303) 954-9112 Lender's profile and map Reviews Blue Loans LLC 323 East Garfield Road, Suite 10, Aurora, OH, 44202 Blue Loans is committed to providing you outstanding customer service. We know getting a mortgage is very important to you, and we are here to help you every step of the way Whether you are buying a home or refinancing, we are here for you. We are dedicated to serving the Northeast Ohio area. This is our home, and we are eager to help.
(330) 798-1994 Lender's profile and map Reviews Akron Fire Department Credit Union 1810 Buchholzer Boulevard, Akron, OH, 44310 Akron Fire Department Credit Union more than 80 years ago. Our name later became Akron Firefighters Credit Union & membership expanded to firefighters & their families throughout Northeast Ohio. In 2016, we merged the Akron Police Department Credit Union into our membership. Membership is now open to include all First Responders in the state
(330) 376-3626 Lender's profile and map Reviews Summit Federal Credit Union 100 Wheeler Street, Akron, OH, 44311 In 1951, Summit Federal Credit Union ( then known as Summit School Employees Federal Credit Union), like all credit unions, was organized because a handful of people believed in an idea and were willing to work, to serve, to create and to bring to reality a cooperative financial institution. We organized for mutual protection
(330) 253-9106 Lender's profile and map Reviews Buckeye State Credit Union 197 E Thornton Street, Akron, OH, 44311 Our credit union was founded in Akron, Ohio in 1933 to give financial support to postal workers. The credit union operated out of the Akron Post Office until 1968. By 1975, our membership grew to include many more members of the community, so we changed our name to Buckeye State Credit Union.
(330) 374-2990 Lender's profile and map Reviews BFG Federal Credit Union 445 South Main Street, Akron, OH, 44311 BFG Federal Credit Union has been open since 1935. The credit union has assets totaling $171.85 Million and provides banking services to more than 23, 000 members The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
(330) 767-4345 Lender's profile and map Reviews Brewster Federal Credit Union 105 S Wabash Avenue, Brewster, OH, 44613 Brewster Federal Credit Union has been open since 1956. The credit union has assets totaling $31.89 Million and provides banking services to more than 3, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
(814) 535-3116 Lender's profile and map Reviews MERHO Federal Credit Union 15 Irene Street, Johnstown, PA, 15905 This financial cooperative exists to provide loan, deposit and member-oriented services to its' defined membership with a high level of quality and efficiency. Our objectives are to 1. promote thrift among its' members by offering to them a means of making safe and regular investments; and 2. to enable its' members to obtain loans.
(814) 255-6642 Lender's profile and map Reviews Johnstown School Employees Federal Credit Union 738 Viewmont Avenue, Johnstown, PA, 15905 Our services are similar to a bank, we are a non-profit financial institution operating strictly for the benefit of our members. We strive to provide our members with higher yields on savings and lower rates on loans. Founded in 1939, our goal is to help each and every member attain a strong and secure financial future.