USDA Vs. FHA your options comparison in Daugherty, Beaver County, PA

In 2026, the USDA loan limit for Daugherty, in the county of Beaver, PA, is $336,500, whereas for a single-family home, the FHA limit is $472,030.

Leverage Lendersa® USDA loan calculator to evaluate current USDA and FHA rates, identifying the income, credit, reserves, and documentation needed to qualify. Our comprehensive mortgage calculator allows side-by-side comparison of USDA, FHA, Conforming, and VA programs, helping you choose the best option for your financial needs in .

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Loan Limits and Down Payment Requirements for 2026 in Daugherty, Beaver, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Programs in Daugherty, PA

The mission of Lendersa® is to facilitate securing the optimal USDA or FHA loan quickly and seamlessly. Choose from three starting points to connect with lenders and USDA loan offerings.

Lendersa USDA loan request and results

Understanding USDA Loans in PA

A USDA home loan, underwritten by the government Department of Agriculture, is also known as a USDA rural development loan. It is available solely in rural neighborhoods. In contrast to FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Daugherty Lenders

  • RS Bellco Federal Credit Union
  • 710 Third Avenue, New Brighton, PA, 15066
  • Lends in Pennsylvania
  • R-S Bellco Federal Credit Union was founded in 1953 and was originally chartered as Befabel Rochester Federal Credit Union. The original field of membership was “those employees of Sewickley and Rochester Sub-Divisions of the New Castle District of the Bell Telephone Company who work in Beaver and Allegheny Counties, Pennsylvania.

  • Blackhawk Federal Credit Union
  • 2358 Darlington Road, Beaver Falls, PA, 15010
  • Lends in Pennsylvania
  • Blackhawk Federal Credit Union is now offering an app to help you track your spending and manage your debit cards from your mobile device! This app has many capabilities, including the option of turning your debit card on and off! Imagine resting easy knowing your card isn’t going to be used fraudulently!

  • Beaver Valley Federal Credit Union.
  • 601 37th Street, Beaver Falls, PA, 15010
  • Lends in Pennsylvania
  • Our history of ""people helping people"" can be traced to January 2, 1942 - with the chartering of Beaver Valley Federal Credit Union (then B&W Employees Federal Credit Union).

    At that time membership was opened to those employed in the local plants of the Babcock & Wilcox Tubular Products Group and to their immediate families.

  • Premier Mortgage and Home Equity LLC
  • 2558 Darlington Road, Beaver Falls, PA, 15010
  • Lends in Pennsylvania
  • Premier Mortgage & Home Equity, based in Beaver Falls, Pennsylvania, when you wish to buy your first home, or if you would like to refinance your home. These services are our particular specialties but expect unsurpassed personal service and expertise from us for all of your mortgage needs.

  • EQUITY LENDING GROUP INC
  • 307 West New Castle Street, Zelienople, PA, 16063
  • Lends in Pennsylvania
  • Equity Lending Group, Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Northern States Mortgage, LLC
  • 322 S. Main Street, Zelienople, PA, 16063
  • Lends in Pennsylvania
  • Northern States Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration

  • West-Aircomm Federal Credit Union
  • 485 Buffalo Street, Beaver, PA, 15009
  • Lends in Pennsylvania
  • West-Aircomm FCU started as an alternative way to save & borrow money that would benefit a group of people who worked together. More than 70 years later, we’re proud to continue their mission in our community. As a member-owned &-operated financial cooperative, we focus on finding ways to help all of our members, offering a wide range of products

  • West Penn P&P Federal Credit Union
  • 1089 Third Street, Beaver, PA, 15009
  • Lends in Pennsylvania
  • We are a non-profit, member-owned, financial institution that has been serving Western Pennsylvania and their families for over 50 years. Because we are non-profit, and member-owned, money made in excess of expenses is returned to the membership through competitive loan rates and savings dividends.

  • Excel Mortgage Group, Inc
  • 325 Beaver Street, Beaver, PA, 15009
  • Lends in Pennsylvania
  • Excel Mortgage Group, Inc. was established in 1990. We aim to provide world-class, customer-focused service, along with a wide range of loan products to accommodate all homebuyers. We take pride in getting to know our clients and finding the lowest interest rates and best loan programs to fit their individual needs.