USDA Vs. FHA Pro and Con comparison in Newtown, Delaware County, PA

In 2025, USDA loan limit in Newtown, county of Delaware, PA is $381,800 while FHA limit is $529,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Newtown, county of Delaware, PA

Loan Type Loan Limit Down payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Newtown, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Mortgage Guy Inc
  • 8721 Sunset Blvd Penthouse, Suite 10, West Hollywood, CA, 90069
  • The Mortgage Guys has refined the business of mortgage lending by fostering a culture of partnerships in which all clients qualify for their needs. The Mortgage Guys offers residential mortgages, hard money lending, FHA financing, VA financing and many more.Through diligent work and commitment our clients.
  • Black Oak Group Inc.
  • 1211 Sunset Plaza Drive, Suite 413, Los Angeles, CA, 90069
  • The company was founded in September of 1989. Our goal has remained steady to bring integrity, professionalism and tenacity to each of our clients. National Assoc. of Mortgage Professionals, Certified and Accredited Member. LAGCC, Gold Member. NGLCC, Certified and Accredited Member. KPCC 89.3 FM, Sponsor.
  • Private Money Solutions
  • 8721 Santa Monica Blvd, Suite 227, West Hollywood, CA, 90069
  • Private Money Solutions is a direct lender, NOT a broker. We provide fast mortgage loans simply based on the equity in your property. Over $1 Billion funded since 2001 and over $250 Million+ loans under management. Don't get cheated by a fast-talking, middleman broker! Call for wholesale pricing quote today.
  • Private Money Solutions
  • 8771 Santa Monica Blvd. Suite 227, West Hollywood, CA, 90069
  • Private Money Solutions is a direct lender, NOT a broker. We provide fast mortgage loans simply based on the equity in your property. Over $1 Billion funded since 2001 and over $250 Million+ loans under management. Don't get cheated by a fast-talking, middleman broker! Call for wholesale pricing quote today.
  • ACMC Financial Corp
  • 2498 NE Division St, Gresham, OR, 97030
  • ACMC Financial Corp is a mortgage broker with operations in three states. ACMC Financial Corp offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, FHA 203(k), VA and USDA mortgages find the right mortgage product for your home financing needs.
  • Rachel Moore
  • 750 NE Burnside, Gresham, OR, 97030
  • We are a local family owned and operated mortgage brokerage serving Oregon for over 21 years. We believe that doing what’s right for our community is what has kept us in business for so long. We provide unparalleled customer service, and go above and beyond to ensure that our customers get the best possible loans.
  • PB Financial Group Corp
  • 6380 wilshire blvd, Los Angeles, CA, 90048
  • Direct California Hard Money lender specializing in residential and commercial 1st and 2nd mortgages. We are not fico driven and are LTV driven. We offer business purpose stated income loans and we offer investment stated income loans in California. We are direct and have funded over 4000 transaction since we started business and looking to fun
  • Allstate Bancorp Inc.
  • 6380 Wilshire Boulevard, Suite 1006, Los Angeles, CA, 90048
  • Allstate Bancorp, Inc. provides clients with the highest level of personal service, and an efficient and effective way of obtaining real estate financing, to accomplish their goals. Allstate Bancorp, Inc. subscribes to a code of ethics and best lending practices that foster integrity and professionalism.
  • Greenday Mortgage, Inc.
  • 6380 Wilshire Boulevard, Suite 1006, Los Angeles, CA, 90048
  • Greenday Mortgage Inc. provides clients with the highest level of personal service, and the most efficient and cost effective way of obtaining real estate financing, to accomplish their goals. Greenday Mortgage Inc. subscribes to a code of ethics and best lending practices that foster integrity and professionalism.
  • Sunset Home Sales and Mortgage, Inc.
  • 6399 Wilshire Boulevard, 10th Floor, Los Angeles, CA, 90048
  • "Sunset Home Sales and Mortgage, Inc. is a real estate and mortgage financing based brokerage in Los Angeles, California that prides itself on the highest level of service to its clients founded upon: Reliance – Constant contact from the beginning to the end of your transaction and beyond, never leaving your side."
  • North Star Lending, LLC
  • 6300 Wilshire Blvd. Suite 1420, Los Angeles, CA, 90048
  • North Star Lending, LLC is a direct (private money) commercial hard money lender, making California real estate secured loans. ​We pride ourselves in efficient loan underwriting and quick decisions and funding. If you need money quickly, do yourself a favor and allow us the opportunity to earn your business.
  • PB Financial Group
  • 6380 Wilshire Blvd #1610, Los Angeles, CA, 90048
  • Pouyan Broukhim started PB Financial Group Corp in 2006, he saw a need to provide financing to many individuals who were left out of the real estate market and how the real estate market was going to be effected by subprime loans and negative amortized loans Pouyan realized that the market was going to be changing.