USDA and FHA Pro and Con in Norwood, Delaware County, PA

For the year 2025, the USDA loan limit in Norwood, located within the county of Delaware, PA, is determined as $381,800. Meanwhile, the FHA limit for a single-family home is $529,000.

Utilize the Lendersa® USDA loan calculator to evaluate and compare today’s optimal USDA versus FHA rates, helping you identify the income, credit, reserves, and documents required to qualify. With our sophisticated mortgage calculator, you gain a comprehensive view of USDA, FHA, Conforming, and VA options side by side, guiding you in selecting the best program for your financial plan in .

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2025 Loan Ceilings and Down Payment Requirements in Norwood, County of Delaware, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Norwood, PA

The primary mission of Lendersa® is to secure the best possible USDA or FHA loan swiftly, without unnecessary hassle. Select one of the three available starting paths to effectively match with lenders and gain access to the USDA loan programs that best fit your unique circumstances.

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Understanding USDA Loans in PA

A USDA home loan, secured by the U.S. Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is available solely in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment, offering significant financial flexibility and advantages to eligible homebuyers in rural areas.

Enter your location to find out if it qualifies for USDA rural housing loan?



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