USDA VS FHA in Norwood, Delaware County, PA

For the year 2025, the USDA loan limit in Norwood, located within the county of Delaware, PA, is determined as $381,800. Meanwhile, the FHA limit for a single-family home is $529,000.

Utilize the Lendersa® USDA loan calculator to evaluate and compare today’s optimal USDA versus FHA rates, helping you identify the income, credit, reserves, and documents required to qualify. With our sophisticated mortgage calculator, you gain a comprehensive view of USDA, FHA, Conforming, and VA options side by side, guiding you in selecting the best program for your financial plan in .

Explore extensive loan offers from 100 diverse lenders

2025 Loan Ceilings and Down Payment Requirements in Norwood, County of Delaware, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Norwood, PA

The primary mission of Lendersa® is to secure the best possible USDA or FHA loan swiftly, without unnecessary hassle. Select one of the three available starting paths to effectively match with lenders and gain access to the USDA loan programs that best fit your unique circumstances.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, secured by the U.S. Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is available solely in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment, offering significant financial flexibility and advantages to eligible homebuyers in rural areas.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Morrow County Federal Credit Union
  • 800 W Marion Road, Mount Gilead, OH, 43338
  • The Morrow County Federal Credit Union was opened over 40 years ago and is community-owned. Any Person living, working, or worshipping in the credit union’s geographic area can become a member and access banking services. Membership is also open to immediate family of current members.
  • Sabattus Regional Credit Union
  • 2 Middle Road, Sabattus, ME, 04280
  • Proudly serving our community with personalized, friendly service since 1957! We offer a wide variety of financial services to meet your needs. Our mission is to provide products and services that meet the needs of our members. In the fall of 1957, a group of people were called upon to create a credit union for the local parish.
  • Galion Building and Loan Bank
  • 135 South Market Street, Galion, OH, 44833
  • We strive to be a full-service independent community bank, and remain committed to the Galion area residents. Every effort has been made to improve the quality of service for our customers, making use of the latest in banking technology available today. Galion Building and Loan Bank is proud of our heritage in Galion since 1888.
  • First Sentinel Bank
  • 315 Railroad Avenue, Richlands, VA, 24641
  • Local people serving local people. Our motto is the driving force behind all of First Sentinel Bank's efforts to build deeper connections with our communities, our customers, and our employees. First Sentinel Bank continues to stand apart from competitors through grass-roots involvement with our local communities.
  • The Bank of Marion
  • PO Box 1067, Marion, VA, 24354
  • The Bank of Marion is the third oldest bank in Virginia. That says a lot about the stability and success of our bank! Grounded in the principals of customer service and hometown banking, we have never wavered from our original mission We have always embraced the latest proven technologies to ensure the very best in customer convenience.
  • KEMBA Financial Credit Union
  • 555 Officenter Place, Gahanna, OH, 43230
  • KEMBA Financial Credit Union was founded in 1933 as the credit union for the employees of The Kroger Company, and stands for Kroger Employee Mutual Benefits Association. The original branch was inside the Kroger Bakery downtown, and in 1971 was relocated to East Broad Street in Whitehall.
  • Pathways Financial Credit Union
  • 5665 N. Hamilton Rd, Columbus, OH, 43230
  • Pathways Financial Credit Union is a not-for-profit financial cooperative owned by our members. While our many financial products and services are similar to what you find at banks and other for-profit institutions, there are fundamental differences at our branches of Pathways Financial Credit Union.
  • First Ohio Home Finance, Inc.
  • 385 County Line Rd W, Suite 200, Westerville, OH, 43082
  • Since opening its doors in 1996, First Ohio Home Finance, Inc. has established a solid reputation in the banking industry. As a local company, we’re committed to serving the needs of our local customers. That service has earned us an A+ rating with the Better Business Bureau, in addition to other industry awards.
  • First Service Federal Credit Union
  • 100 Main St, Groveport, OH, 43125
  • "First Service has mortgage loans with a variety of rates and terms. We can even pre-approve you for a loan. Your shopping experience will be more enjoyable knowing that the home you select will fit your budget New Purchase Low Fixed Rates Variable Rates Conventional Mortgages FHA • VA First Time Buyers Refinance Cash Out"