USDA Vs. FHA your options comparison in Norwood, Delaware County, PA

For the year 2025, the USDA loan limit in Norwood, located within the county of Delaware, PA, is determined as $381,800. Meanwhile, the FHA limit for a single-family home is $529,000.

Utilize the Lendersa® USDA loan calculator to evaluate and compare today’s optimal USDA versus FHA rates, helping you identify the income, credit, reserves, and documents required to qualify. With our sophisticated mortgage calculator, you gain a comprehensive view of USDA, FHA, Conforming, and VA options side by side, guiding you in selecting the best program for your financial plan in .

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2025 Loan Ceilings and Down Payment Requirements in Norwood, County of Delaware, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Norwood, PA

The primary mission of Lendersa® is to secure the best possible USDA or FHA loan swiftly, without unnecessary hassle. Select one of the three available starting paths to effectively match with lenders and gain access to the USDA loan programs that best fit your unique circumstances.

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Understanding USDA Loans in PA

A USDA home loan, secured by the U.S. Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is available solely in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment, offering significant financial flexibility and advantages to eligible homebuyers in rural areas.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Refined Lending
  • 523 S. Main St, Suite 2, Sioux Falls, SD, 57401
  • Refined Lending is a custom home mortgage company specializing in up and coming or established, urban and suburban neighborhoods in the Twin Cities. Our experienced team works closely to suggest the perfect mortgage for your unique lifestyle; a payment that fits within your budget.
  • Bozarth Home Mortgage
  • 109 S Division St, Guthrie, OK, 73044
  • Bozarth Home Mortgage. We are a full-service mortgage company based in GUTHRIE, OK and TEXAS. We specialize in FHA, Conventional, Manufactured, USDA and VA Mortgages throughout Oklahoma and Texas. Whether you are buying a home or refinancing in either state, we can help you realize your dream of home ownership.
  • LaMoure Credit Union
  • 203 7th Street SE, Lamoure, ND, 58458
  • LaMoure Credit Union has been open since 1940. It's the 19th largest credit union in North Dakota with assets totaling $33.58 Million and providing banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans
  • The First State Bank of Pond Creek, Oklahoma
  • 136 West Broadway, Pond Creek, OK, 73766
  • The First State Bank was established in 1893 in Pond Creek, making it one of the oldest full-service banking institutions in the State of Oklahoma. The First State Bank has been the hub of financial activity for many farmers and ranchers as well as the primary lending source for many Northwest Oklahoma businessmen.
  • Town & Country Bank.
  • 423 Grand Ave, Ravenna, NE, 68869
  • We have been serving the central Nebraska region since 1905. Initially chartered as The State Bank of Poole, the Bank moved its main headquarters to Ravenna, Nebraska in 1932. We currently have offices in the communities of Ravenna, Pleasanton, Kearney and Litchfield. Town & Country Bank is locally owned and managed.
  • Horizon Lending Services
  • 11411 Cedar Glen, Flint, TX, 75762
  • Horizon Lending Services LLC specialize in Texas and California VA home loans and Reverse Mortgages. We take pride in being recognized as a premier mortgage broker offering a wide array of products. We want you to turn the home of your dreams in the reality. Horizon Lending wants to give you the best options so you can make the right decision
  • The Citizens Bank of Edmond
  • 1 East 1st Street, Edmond, OK, 73034
  • Citizens Bank of Edmond was founded in April 1901 in Edmond, Oklahoma. We have grown up with Edmond, one of the best suburbs in America! Our bank is comprised of 4th generation family ownership, an Employee Stock Ownership Program and community stockholders, a unique ownership structure that ensures our continued independence.
  • Prosperity Mortgage
  • 900 Heavenfield Dr, Edmond, OK, 73034
  • Prosperity Mortgage, LLC is a full service correspondent mortgage broker, providing the industry with the best solutions in residential purchases, refinances, and renovation loans. Our product offering complements customers throughout Oklahoma metro cities as well as the rural areas including FHA, VA, JUMBO, and Rural Housing Portfolio.
  • Land Run Mortgage
  • 6312 Blue Sage Road, Edmond, OK, 73034
  • The Land Run Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.