FHA Vs. USDA loan program for Folsom, Delaware County, Pennsylvania

In 2025, the USDA loan limit in Folsom, within Delaware county, PA, is $381,800. The FHA limit for a single-family home, however, is $529,000.

Utilize the Lendersa® USDA loan calculator to compare today's foremost USDA and FHA rates. Determine the necessary income, credit score, reserves, and documents for qualifying. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, assisting you in selecting which program in best fits your financial needs.

USDA and FHA Loan Options in Folsom, PA

The goal of Lendersa® is to secure the best USDA or FHA loans for you promptly and without hassle. Choose one of three pathways to connect you with matching lenders and USDA loan offerings.

Lendersa USDA loan inquiry and matching outcomes

Understanding USDA Loans in PA

The USDA home loan, known as a USDA rural development loan, is supported by the Department of Agriculture and available solely in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages require no down payment.

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(814) 262-9117 Lender's profile and map Reviews Franklin Johnstown Federal Credit Union 310 Bloomfield Street, Johnstown, PA, 15904 The Franklin Johnstown Federal Credit Union is a Not-For-Profit, member owned, financial organization dedicated to becoming the primary financial institution for our members. We strive to provide the highest quality of personal attention while maintaining stability and growth. Franklin Johnstown Federal Credit Union has been open since 1950.
(860) 527-6663 Lender's profile and map Reviews Hartford Federal Credit Union 964 Asylum Avenue, Hartford, CT, 06105 Hartford Federal Credit Union is a community chartered credit union serving all of Hartford, Middlesex, & Tolland counties. The Credit Union is a non-profit financial cooperative owned by its members & governed by a volunteer Board of Directors elected from the membership. The Credit Union has been serving its members' financial needs since 1961.
(860) 522-0899 Lender's profile and map Reviews Police Credit Union of CT 253 High Street, Hartford, CT, 06103 We do what banks do, but with better rates & lower fees. Open to ALL Law enforcement in the State of Connecticut. Skilled employees giving great services. We hope to become a statewide police credit union, serving all law enforcement in the state.All police departments are invited to partner with us as to provide police-oriented financial services.
(877) 893-2274 Lender's profile and map Reviews General Merchant Funding 150 Trumbull Street, 4th Floor, Hartford, CT, 06103 General Merchant Funding was established with the mission of offering small businesses access to fairly priced funding options. GMF is the best solution for small businesses unable to qualify for traditional funding. By assessing your business' monthly cash flow, GMF enables you to use the strength of your cash flow to manage demands for capital.
(860) 306-1666 Lender's profile and map Reviews Sojourn Mortgage Company, LLC 15 Lewis Street, Suite 402, Hartford, CT, 06103 Sojourn Mortgage Company. We work closely with home buyers throughout the lending process. Sojourn Mortgage Company LLC Founder Paula Mercier explains, “The goal of Sojourn Mortgage is to deliver such high-quality service that clients will want to recommended us to their friends and family.
(757) 220-9592 Lender's profile and map Reviews Lenders Funding, LLC 4715 Westhampton, Williamsburg, VA, 23188 "Lenders Funding provides the assurance you need to grow or take on larger clients. As you increase your own source of funds, you can retire our participation, maximizing your ability to earn. Since formation, we have worked with over 150 lenders and factors and have supplied several hundred million dollars in funding."
(860) 243-9571 Lender's profile and map Reviews Asa Federal Credit Union 1 Regency Drive, Bloomfield, CT, 06002 At ASA you are not just a number, you are a member. When you become a member, you become part of a family. Our Mission is to exceed our Member's Expectations in our commitment to their financial Success. Asa Federal Credit Union is located in Bloomfield, CT, United States and is part of the Depository Credit Intermediation Industry.
(860) 218-2278 Lender's profile and map Reviews Pinnacle Financial Services, LLC PO Box 290, Bloomfield, CT, 06002 Pinnacle Financial Services, LLC fast funding since 2005 its aFamily owned boutique private real estate lender serving experienced real estate investors in the CT and Western MA markets with the highest level of integrity, reliability, and efficiency and No Appraisal, Inspection, Loan Servicing or other hidden fees
(814) 535-4165 Lender's profile and map Reviews G.A.P. Federal Credit Union 111 Franklin Street, Room 224, Johnstown, PA, 15901 G.A.P. FCU originally started out as Cambria County U.S. Employees Federal Credit Union in 1937. They operated out of a cash box on the first floor of the Johnstown Post Office building, and was renamed to Johnstown, PA Post Office Employees Federal Credit Union in 1941. Credit unions are focused on people, not profits.
(800) 837-2265 Lender's profile and map Reviews AmeriServ Financial Bank 216 Franklin St, Johnstown, PA, 15901 AmeriServ Financial, Inc., A bank holding company, is the parent of AmeriServ Financial Bank®, AmeriServ Trust & Financial Services Company, and West Chester Capital Advisors. AmeriServ Financial, Inc. trades on the NASDAQ Stock Exchange under the symbol ASRV. At AmeriServ, we believe banking is about more than money.
(860) 501-9119 Lender's profile and map Reviews Weimin Loans LLC 94 Arbor Crossing East, East Lyme, CT, 06333 Weimin Loans Mortgage one is more suitable, fixed interest rate or floating interest rate? Usually, if you plan to sell a house within 7 years, you can consider a floating-rate loan because its initial interest rate is lower than a fixed-rate loan. If the plan changes in the future, you can consider refinancing at that time.