USDA Loan Vs. FHA loan pro & con for Folcroft, Delaware County, PA

In 2025, USDA loan limit in Folcroft, county of Delaware, PA is $381,800 while FHA limit is $529,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Folcroft, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(770) 537-1105 691 miles Lender's profile and map Reviews PMG HOME LENDING, LLC 406 Alabama Avenue, Bremen, GA, 30110 PMG Home Lending, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
(847) 888-7500 691 miles Lender's profile and map Reviews Union National Bank and Trust Company of Elgin 101 East Chicago Street, Elgin, IL, 60120 Union National Bank opened its doors for the first time. Although that makes us one of the oldest banks in the Chicagoland area, we pride ourselves on being innovators within both our local and national banking communities. One of the first banks to provide an option for a 1% loan, we consistently put our clients needs first to make sure we can fin
(847) 468-1850 691 miles Lender's profile and map Reviews Banquet Financial 607 Dundee Ave, Elgin, IL, 60120 Banquet Financial was opened to provide customers with a viable alternative to dealing with payday loans and banks, to help those who are in need of short-term loans. We offer title loans along with consumer installment loans to Illinois residents. Banks are becoming tougher to deal with, and payday loans are just too expensive.
(414) 421-8200 691 miles Lender's profile and map Reviews Pyramax Bank 7001 W. Edgerton Ave, Greenfield, WI, 53220 PyraMax Bank is a publicly held community bank headquartered in Greenfield, Wisconsin and also has offices in Franklin, Grafton, Greenfield, Mukwonago, South Milwaukee, and Waukesha. Whether you're looking for a Home Loan, Home Equity Line or Loan, Business Loan, Free Checking, Mobile Banking,
(217) 268-4911 691 miles Lender's profile and map Reviews Arcola First Bank 127 South Oak Street, Arcola, IL, 61910 Arcola First Bank is a branch office of Arcola First Bank. They provide the following services: Full Service Office Location & are located at 127 South Oak Street in Arcola Illinois. Mobile & traditional directions to this location can be found below along with ratings, their phone number, online banking website and additional banking information
(478) 374-3418 692 miles Lender's profile and map Reviews Magnolia State Bank 130 Oak Street, Eastman, GA, 31023 Since its inception, the bank's primary mission has been to serve the banking needs of the people in the counties and surrounding communities where Magnolia State Bank is located and this continues to be the primary driving force behind the bank today. Through the years, the Bank has built a reputation of soundness
(618) 783-2321 692 miles Lender's profile and map Reviews The Peoples State Bank of Newton, Illinois 104 West Washington Street, Newton, IL, 62448 The Peoples State Bank of Newton, the oldest financial institution in Jasper County, was organized under the Illinois state banking laws on May 01, 1875, as People’s Bank. The first directors were Bernard Faller, Simpson Johnson, Aloysius Boos, John Mason, Joseph Boos, John A. Brown, St. Clair Andrews and Anthony Litzelman.
(630) 859-2276 692 miles Lender's profile and map Reviews Fox Valley Credit Union 575 North Broadway, Aurora, IL, 60505 Fox Valley Credit Union was founded in 1937 as an employer group or single sponsor for employees of the old Chicago, Burlington and Quincy Railroad which is now Burlington Northern-Santa Fe. FVCU converted the single sponsor credit union to a community charter in 2008 which enabled persons who work or live in Aurora to join.
(630) 499-5690 692 miles Lender's profile and map Reviews Aurora Policemen Credit Union 1200 E Indian Trail, Aurora, IL, 60505 Aurora Policemen Credit Union (APCU) is a not-for-profit, member owned financial organization. We serve the People that help our communities and their families – people helping people – The credit union philosophy! Our goal is to provide the best available financial services in a personal
(217) 897-1136 692 miles Lender's profile and map Reviews Fisher National Bank 102 E. Division, Fisher, IL, 61843 The Fisher National Bank opened for business November 18, 1955 at a small office in downtown Fisher, IL. With numerous additions and renovations, this facility served our needs very nicely over the years. In the late 1990s, due to steady growth and the loyalty of our many clients, the board realized it was time to make another investment.