USDA Vs. FHA your options comparison in Folcroft, Delaware County, PA
As of 2025, the USDA loan limit in Folcroft, located within the county of Delaware, PA, is $381,800. For a single-family home, the FHA limit is $529,000.
To evaluate the most advantageous USDA versus FHA rates available today, use the Lendersa® USDA loan calculator. This tool determines the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Folcroft, Delaware, PA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Folcroft, PA
The purpose of Lendersa® is to swiftly secure the best USDA or FHA loan for you, free of hassle. Choose one of three starting points to connect with matching lenders and loan programs.
A USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically available in rural areas. Unlike FHA loans that necessitate at least a 3.5% down payment, the USDA mortgage is available with no down payment required.
Sentinel Mortgage is a Texas company that prides itself on getting YOU the best deal. We also understand that clients and realtors expect clear communication and availability in order to navigate the ever-changing mortgage waters. So don't waste time with a Big Bank that will take 2 months to close you and charge you handsomely for the privilege
Centex Citizens received its original charter in 1954 as Mexia State School Credit Union to serve the employees of Mexia State School. It was virtually operated on a "back-pocket" system with a signature and handshake being all that was required for employees to make small loans. With each passing year, the membership and assets grew.
Incommons Bank wholeheartedly believes that a community bank is just that — a bank built by the community it serves. For 130 years of handshake banking, Incommons Bank has striven to be "The Best Community Bank in Central Texas, " and has worked closely with its communities and customers by listening to their needs and providing the support to help
We are Best Suited Mortgage, your local Texas mortgage professionals. As licensed mortgage originators, our reputation is built on professionalism, integrity and the ability to keep transactions on track. We are dedicated to helping our clients obtain a mortgage that fits their specific financial goals.
Oahe Federal Credit Union has been providing services to employees of the City of Pierre and Ft. Pierre, the State of South Dakota, Hughes and Stanley Counties, the Federal Government, South Dakota Retailers, Capital Area Counseling, Avera St. Mary’s, Pierre Indian Learning Center, and School Systems of Pierre and their immediate family members.
Established in 1998, Montgomery Mortgage is a Texas-based mortgage company located in Willis, TX, just north of Houston, Conroe and The Woodlands. Our goal is to simply offer the very best terms accompanied by extraordinary customer service. We maintain an A+ exemplary rating with the Better Business Bureau
3501 Western Center Boulevard, Fort Worth, TX, 76137
Family 1st of Texas Federal Credit Union was chartered in 1935 by the United States Post Office employees of the Railroad Postal Division, by coming together to pool their resources and provide low-cost loans to serve one another. Over the years, our role in the community has greatly expanded.
We offer a full array of loan, deposit and on-line banking products at competitive rates to compliment your entire commercial and/or consumer banking needs. Please contact the banking center nearest you to see the true meaning of what "Community Banking and Service" should be. Our expectation is to make a difference.
5850 W Interstate 20, Suite 200, Arlington, TX, 76017
Our commitment to service has earned us multiple awards in every community we call home. Employees at Texas Trust have also volunteer over 3, 200 hours a year helping us spread the Texas Trust story and showing our commitment to our community. Because of our employees, Texas Trust was voted as one of the Top 100 Places to Work.
6001 W I-20 Frontage Rd, Suite 200, Arlington, TX, 76017
DFW Hard Money is a unique hard money lender in the Texas, Oklahoma, Colorado, Missouri, Kansas, and Georgia markets. The founders come from a successful background in rental portfolio ownership, the fix-and-flip space, wholesale shops, and real estate brokerage. Streamlining the process, DFW Hard Money operates with a close team of professionals.
