As of 2026, the USDA loan limit in Folcroft, located within the county of Delaware, PA, is $381,800. For a single-family home, the FHA limit is $529,000.
To evaluate the most advantageous USDA versus FHA rates available today, use the Lendersa® USDA loan calculator. This tool determines the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial needs in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $381,800 | 0% | |
| FHA | $529,000 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The purpose of Lendersa® is to swiftly secure the best USDA or FHA loan for you, free of hassle. Choose one of three starting points to connect with matching lenders and loan programs.
A USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically available in rural areas. Unlike FHA loans that necessitate at least a 3.5% down payment, the USDA mortgage is available with no down payment required.
Enter your location to find out if it qualifies for USDA rural housing loan?
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