USDA and FHA Pro and Con in Prospect-Park, Delaware County, PA

In 2025, within Prospect-Park, located in Delaware county, PA, the USDA loan limit is $345,000, while the FHA cap for a single-family home is $431,250.

Leverage the Lendersa® USDA loan calculator to compare top USDA and FHA rates today, determining the income, credit standards, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to evaluate USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in best fits your financial scenario.

Compare loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Prospect-Park, Delaware, PA

Loan Type Loan Limit Down Payment
USDA $345,000 0%
FHA $431,250 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Prospect-Park, PA

The goal of Lendersa® is to swiftly provide you with an optimal USDA or FHA loan without unnecessary hassle. Select one of the three entry points that match you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Defining USDA Loans in PA

A USDA home loan, backed by the government Department of Agriculture, commonly called a USDA rural development loan or mortgage, is specifically for rural neighborhoods. Unlike FHA loans that demand a minimum 3.5% down payment, the USDA mortgage does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Corn City State Bank
  • 201 W Main St, Deshler, OH, 43516
  • Corn City State Bank (Bank) is located in Henry County, Ohio, United States. Address of Corn City State Bank is 201 W Main St, Deshler, OH 43516, USA. Corn City State Bank has quite many listed places around it and we are covering at least 49 places around it on Helpmecovid.com..
  • NCF Savings Bank
  • 400 N Main St, New Carlisle, OH, 45344
  • NCF Savings Bank has been serving our customers and community. As a small, locally owned community bank we are in a unique position to respond to your needs quickly and efficiently, with all the great products and services that our customers need and want. NCF is extremely proud to be a locally focused bank that builds into the communities serve.
  • Peoples Bank of Kentucky, Inc.
  • 106 South Main, Flemingsburg, KY, 41041
  • Peoples Bank has been the bank of choice for generations of area residents. We are proud to be locally owned and operated. We remain committed to the community and will continue to serve our customers with the respect and appreciation they deserve and also Peoples Bank has been the bank of choice for generations of area residents.
  • N2Funding & Investments LLC
  • 221 N. Main St, Plymouth, MI, 48170
  • Unlock new opportunities with N2Funding & Investments LLC, spearheaded by David Nelson. Committed to driving your financial success with tailored funding solutions that meet your unique needs. We are a nationwide Funding Brokerage Specializing in assisting qualified borrowers in obtaining Unsecured Cash Loans for any purpose. • Real Estate (Ga
  • Level Up Home Loans LLC
  • 42191 East Ann Arbor Road, Plymouth, MI, 48170
  • Level Up Home Loans LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Key Mortgage Ink
  • 42875 Five Mile Rd., Plymouth, MI, 48170
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Home Smart Mortgage
  • 352 N Main, Suite 1, Plymouth, MI, 48170
  • Marc Nocera founded Home Smart Mortgage on the premise of offering competitive rates I was not able to offer through the branch correspondent models that have more padding in the rates." Marc Nocera has been in the real estate business for over 15 years. He started his career in real estate in mid 1990′s in West Bloomfield, Michigan.
  • Community Financial Credit Union
  • PO Box 8050, Plymouth, MI, 48170
  • Community Financial Credit Union is a not-for-profit, full-service financial institution headquartered in Plymouth, MI, with 13 branches in southeast and northern Michigan. For 70 years, Community Financial has been committed to giving back to the communities it serves.Membership is also available for businesses and other legal entities.
  • Next Bridge Funding
  • 820 Starkweather St, Plymouth, MI, 48170
  • Next Bridge Funding was founded to meet the needs of underserved traditional bank customers. We provide fast, short term, Real Estate Financing on Commercial Real Estate in the Midwest. We pride ourselves on working at the speed of our customers. The Real Estate Market moves fast and so do we.
  • United Realtors
  • 34 N. Central Ave., Fairborn, OH, 45324
  • Our team of professional REALTORS ® and staff use the latest in technology to communicate, market and make your real estate deal a smooth one. Our decades of experience equips us to handle your needs with confidence and integrity. Combining technology with hometown experience means "We're Home For You"
  • SPC Credit Union
  • 204 N 5th Street, Hartsville, SC, 29550
  • SPC Credit Union is a full-service, member-owned, not-for-profit financial institution headquartered in Hartsville, South Carolina. We are proud to have served this region for more than 70 years. A firm commitment to our mission of "Compassion. Connection. Community." has led us to be rated.
  • Peoples Bank & Trust Company
  • 524 Main Street, Hazard, KY, 41701
  • Peoples Bank & Trust Company was chartered in 1923 and has operated continuously since its inception. Since its inception, the Bank’s primary mission has been to serve the banking needs of Hazard, as well as Perry County and the surrounding counties Peoples Bank & Trust Company has occupied the same building at 524 Main Street for 90 years.