For the year 2025, the USDA loan ceiling in Oakmont, which is within the county of Allegheny, PA, is $336,500. In comparison, the FHA cap for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to assess today's top USDA and FHA rates, determining the necessary income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, helping you determine which program in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to secure for you the most suitable USDA or FHA loan quickly and with minimal hassle. Choose from three starting approaches to connect with compatible lenders and USDA loan programs.
A USDA home loan, supported by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available specifically in rural areas. Unlike FHA loans, which demand a down payment of at least 3.5%, the USDA mortgage requires no down payment, offering a distinct benefit.
Enter your location to find out if it qualifies for USDA rural housing loan?
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