As of 2025, the USDA loan cap for Plum, within Allegheny county, PA, stands at $336,500. In comparison, the FHA limit for a single-family dwelling is $472,030.
Make use of Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates and to find out the necessary income, credit criteria, reserves, and documents required to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, helping you determine which program in is most suitable for your financial needs.
2025 Loan Limits and Down Payment Requirements in Plum, Allegheny, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Plum, PA
The objective of Lendersa® is to secure the best possible USDA or FHA loan for you swiftly and with minimal hassle. Choose one of the three starting points for hooking up with lenders and accessing USDA loan programs.
The USDA home loan, guaranteed by the government's Department of Agriculture, is also referred to as a USDA rural development loan or mortgage. It is specifically for rural areas and doesn't require a down payment, in contrast to FHA loans that demand at least a 3.5% down payment.
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236 N. Santa Cruz Ave, Suite 103, Los Gatos, CA, 95030
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