USDA Vs. FHA your options comparison in Plum, Allegheny County, PA
As of 2026, the USDA loan cap for Plum, within Allegheny county, PA, stands at $336,500. In comparison, the FHA limit for a single-family dwelling is $472,030.
Make use of Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates and to find out the necessary income, credit criteria, reserves, and documents required to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, helping you determine which program in is most suitable for your financial needs.
2026 Loan Limits and Down Payment Requirements in Plum, Allegheny, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Plum, PA
The objective of Lendersa® is to secure the best possible USDA or FHA loan for you swiftly and with minimal hassle. Choose one of the three starting points for hooking up with lenders and accessing USDA loan programs.
The USDA home loan, guaranteed by the government's Department of Agriculture, is also referred to as a USDA rural development loan or mortgage. It is specifically for rural areas and doesn't require a down payment, in contrast to FHA loans that demand at least a 3.5% down payment.
We have one mission, to make it simple, make it faster, make it cheaper. By design, we are always learning and improving our process. We strive to make the mortgage process effortless. We believe in constant employee training to improve the client experience. We know our stuff! In addition to the production side
Allegheny Valley Federal Credit Union provides and promotes the use of a variety of financial services which feature particular benefits and advantages over those generally available from other banking sources, with the specific intent of helping members gain some particular measure of personal financial success.
1384 Old Freeport Road, Suite 3F, Pittsburgh, PA, 15238
Lends in Pennsylvania
Veritas Mortgage Services is a mortgage broker providing the highest level of customer service to home buyers. For nearly 15 years, we’ve helped buyers like you experience the magic of having your own place. We’ve earned our reputation as an honest, responsive and professional partner.
The Colfax Power Plant Employee Federal Credit Union has been providing services to its members for over 75 years. Established in 1939, we are a non-profit, member-owned, financial institution that is federally chartered and regulated by the Pennsylvania Department of Banking and federally insured by the National Credit Union Administration (NCUA).
Cheswick Atomic Division Federal Credit Union has been open since 1962. The credit union has assets totaling $6.55 Million and provides banking services to more than 500 members.
The credit union is a manufacturing employee-based credit union. Membership is also open to immediate family of current members.
The VA Pittsburgh Employees FCU was established in 1954 as a not-for-profit or charity organization. We stand for the service, mutual financial well-being and opportunity for our members. Today our mission statement remains the same and our vision is to strive to be our members' institution of choice for comprehensive financial services.
PPG & Associates Federal Credit Union is a non profit, member-owned organization dedicated to improving the economic well-being of our members by striving to provide a full range of financial services at the highest level of fairness and personal attention while maintaining an environment of stability and growth.
The East End Food Co-op Federal Credit Union is a member-owned and democratically-governed non-profit financial cooperative. Together, we strive to provide equitable access to fair and transparent banking and credit. We are committed to safe, sound and sustainable banking that responds to the needs of the community, nurtures financial growth.
Founded in 2020, but working and learning the mortgage industry since 2003, the key to success has been a combination of consistently offering the best products, pricing, and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity.
