USDA and FHA Pro and Con in Plum, Allegheny County, PA

As of 2025, the USDA loan cap for Plum, within Allegheny county, PA, stands at $336,500. In comparison, the FHA limit for a single-family dwelling is $472,030.

Make use of Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates and to find out the necessary income, credit criteria, reserves, and documents required to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, helping you determine which program in is most suitable for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Plum, Allegheny, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Plum, PA

The objective of Lendersa® is to secure the best possible USDA or FHA loan for you swiftly and with minimal hassle. Choose one of the three starting points for hooking up with lenders and accessing USDA loan programs.

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Understanding a USDA Loan in PA

The USDA home loan, guaranteed by the government's Department of Agriculture, is also referred to as a USDA rural development loan or mortgage. It is specifically for rural areas and doesn't require a down payment, in contrast to FHA loans that demand at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Federated Mortgage
  • 1301 Grandview Ave, Suite 100, Pittsburgh, PA, 15237
  • At FEDERATED MORTGAGE CORP. you will find low current mortgage interest rates and friendly experienced professionals to guide you through the entire transaction our team of experts can guide you though these complicated waters. After checking your eligibility by clicking here, we will be your advocates throughout the entire process from start to fi
  • American Mortgage Finance
  • 3336 Maple Road, Pittsburgh, PA, 15237
  • American Mortgage Finance, located in Pittsburgh, PA was founded by Jack Catanzarite and Barry Kemper in February 2006. Leveraging the extensive experience of its senior management and loans officers, American Mortgage Finance offers a broad range of mortgage products using the newest and most innovative technology in the industry.
  • TruLending LLC
  • 157 Berkshire Court, Pittsburgh, PA, 15237
  • TruLending acts as a middleman between you and potential lenders. Our priority is you. And, our mission is to work on your behalf with several banks to find the mortgage lender with competitive interest rates that best fit your needs. We have relationships with hundreds of lenders which makes life easier for you.
  • West Penn Financial Service Center Inc.
  • 2250 Babcock Blvd, Pittsburgh, PA, 15237
  • West Penn Financial Service Center Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
  • MABC MORTGAGE LLC
  • 2001 Kinvara Drive, Pittsburgh, PA, 15237
  • MABC Mortgage, LLC is committed to personalized service and excellence! Opened in 2004, servicing the State of Pennsylvania, we have built a strong reputation through our commitment to customer service. Honesty, integrity and strong work ethics are at the center of our business practice. We are a Pittsburgh based, woman owned mortgage brokerage.
  • Federated Mortgage Corp.
  • 1301 Grandview Ave, Suite 100, Pittsburgh, PA, 15211
  • Our mortgage originators have decades of experience between them. We know what the best course of action is and will be your personal financial advisor though-out the mortgage process. Our employees are experienced, trustworthy & knowledgeable in the mortgage industry. My #1 goal is to provide exceptional service for all of my clients
  • Irvin Works Federal Credit Union
  • 1301 Camp Hollow Raod, West Mifflin, PA, 15122
  • The Irvin Works Federal Credit Union has been serving employees of the Irvin Works Mill & their families for the past 80 years. We promise to continue to be “Your Full-Service Financial Institution: Growing and Changing for the Future of Our Members. Over the years our Credit Union happily has been serving the Steel Workers of the Mon Valley Works
  • Everest Lending Group LLC
  • 4127 Brownsville Rd, Suite 203, Pittsburgh, PA, 15227
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
  • Professional Mortgage Connection LLC
  • 600 Walnut Street, Mckeesport, PA, 15132
  • Professional Mortgage Connection, LLC (PMC) is an active member of the Mortgage Bankers Association of Southwestern PA and operates in full compliance of the Federal Fair Housing and Equal Housing Opportunity requirements. All staff members are held to the strictest Code of Ethics and Confidentiality and Security Standards.
  • Defeo Capital Consulting LLC
  • 1251 Gallupe Dr, Pittsburgh, PA, 15226
  • We're the best in our field, and it's all thanks to the incredible relationships we've formed with our clients. Unlike our competitors, we're invested in developing a personal connection with each and every one of our customers, by providing quality service and being available to you 24/7.
  • Pittsburgh Firefighters FCU
  • 500 South Main Street, Pittsburgh, PA, 15220
  • Pittsburgh Fireman's FCU opened its doors to all City Of Pittsburgh Firefighters & their families. On April 11, 1988 the credit union was granted permission from the NCUA to change its name to the Pittsburgh Firefighters' FCU. On June 28, 2018, the credit union was approved to accept 17 new VFD & EMS companies located within Allegheny County.