USDA VS FHA in Penn-Hills, Allegheny County, PA

As of 2025, in Penn-Hills within Allegheny County, PA, the USDA loan limit is set at $285,000, while the FHA limit for a single-family home stands at $356,362.

Utilize the Lendersa® USDA loan calculator to evaluate current USDA vs. FHA rates and identify the income, credit, and reserve requirements for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, aiding you in choosing the best overall option for your financial situation in .

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Loan Limits and Down Payment Requirements for 2025 in Penn-Hills, Allegheny, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Penn-Hills, PA

The objective of Lendersa® is to provide you with the best USDA or FHA loans efficiently, without hassles. Begin by choosing one of three starting paths that align you with the most suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, also known as a USDA mortgage or rural development loan, is guaranteed by the Department of Agriculture and is exclusively available in rural areas. In contrast to FHA loans, which require a minimum of a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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