USDA and FHA Pro and Con in Penn-Hills, Allegheny County, PA
As of 2025, in Penn-Hills within Allegheny County, PA, the USDA loan limit is set at $285,000, while the FHA limit for a single-family home stands at $356,362.
Utilize the Lendersa® USDA loan calculator to evaluate current USDA vs. FHA rates and identify the income, credit, and reserve requirements for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, aiding you in choosing the best overall option for your financial situation in .
Loan Limits and Down Payment Requirements for 2025 in Penn-Hills, Allegheny, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Penn-Hills, PA
The objective of Lendersa® is to provide you with the best USDA or FHA loans efficiently, without hassles. Begin by choosing one of three starting paths that align you with the most suitable lenders and USDA loan programs.
A USDA home loan, also known as a USDA mortgage or rural development loan, is guaranteed by the Department of Agriculture and is exclusively available in rural areas. In contrast to FHA loans, which require a minimum of a 3.5% down payment, USDA loans require no down payment at all.
McGuire Capital Group has worked with borrowers and investors throughout Solano County and the surrounding area for over 30 years to offer fast private money financing to qualified clients. Our local and in-depth operations allow us to develop strong, lasting relationships built on trust and individual needs.
"We are a residential and commercial brokerage with the core focus of ""to serve those who serve.""
Our passion and driving force is to provide exceptional home loans to all California citizens. With that being said, we have partnered with the top portfolio in private wholesale mortgage divisions."
Travis Credit Union works every day to make a difference in the lives of the people we serve. As a secure and trusted financial institution, we advocate for the financial education and well-being of our members, and we give back to their local communities. To date, we have sponsored 200+ charities and local causes and volunteered 13, 000+ hour.
In 1953, four local but separate credit unions came together to form the Credit Union Center, becoming the only one of its kind in the country. Separately, each one struggled to maintain office hours and operating staff. Today, these four have merged into one strong entity known simply as the SLO Credit Union.
Acquire offers the most competitive programs and rates available in the marketplace. We have access to over 50 lenders within the mortgage industry and fund some of the loans in house. These wholesale lenders are all reputable banks, most which offer a wide range of loan products, which gives Acquire the ability to source the best product
599 Higuera Street, Suite F, San Luis Obispo, CA, 93401
Arrona Financial Real Estate Lending specializes in getting your home loan funded. From first time home buyers to seasoned investors, Arrona Financial has the experience, knowledge and ability to make your next real estate transaction a smooth one. From purchase money to refinance, we have the loan to fit your needs.
735 Tank Farm Rd. Suite 210, San Luis Obispo, CA, 93401
Pacific Trust Mortgage was originally founded in 2002 with the genuine belief in creating clients for life. Founded in San Luis Obispo, CA, PTM is rooted in the Central Coast and is fast becoming the preferred lending partner for Realtors, CPA’s, Financial Advisors, and builders alike.
1600 NW Garden Valley Blvd, Suite 100, Roseburg, OR, 97471
American Home Lending, LLC is a full service mortgage company located in Roseburg, Oregon in the heart of scenic Douglas County. Our knowledgeable staff is committed to providing you the best customer service by offering you low, competitive rates with the highest quality services possible.
Cascade Community Credit Union we are committed to helping our members in Douglas County meet their financial goals. If a personal loan makes sense for you, our online application form makes it easy to start the loan process is proud to support its community and residents since 1948 through quality financial products and services.
We provide hard money financing throughout Idaho with our major lending centers of Boise, Caldwell, Meridian in the southwest, Twin Falls, Pocatello and Idaho Falls further east and Lewiston, Moscow and Coeur d' Alene in the north. We of course provide lending services to all the smaller cities and communities in the state.
UNCLE Credit Union is a $625 million, full service financial institution. We’re known for our community involvement and for offering exceptional and friendly service. And unlike banks who must answer to their stockholders, we’re a not-for-profit cooperative organized by our members, for our members
