USDA VS FHA in Plymouth, Montgomery County, PA

In 2025, the USDA loan limit for Plymouth, in Montgomery County, PA, is $381,800, whereas the FHA limit for a single-family home is $529,000.

Use the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates today. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA plans, helping select the best program for your financial circumstances in .

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2025 Loan Limits and Down Payment Details in Plymouth, Montgomery, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Plymouth, PA

Lendersa® is committed to securing the most favorable USDA or FHA loan quickly and without hassle. Choose one of three starting points to connect with lenders and discover USDA loan options.

Lendersa USDA loan request and matching results

Explaining USDA Loans in PA

A USDA home loan, backed by the government Department of Agriculture, is often referred to as a USDA rural development loan. This loan type is accessible only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans have no down payment requirement, offering a more accessible option for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Hilton Financial Corporation
  • 11024 N. 28th Drive Suite #170, Phoenix, AZ, 85029
  • Hilton Financial is one of the oldest and experienced Hard Money Lenders and Hilton Financial Corporation (HFC) combines the experience and talent of some of the top mortgage, management and supervisory specialists available. Jack Hilton and Sue Watford each bring with them more than 35 years of administrative.
  • Ryan Bolton
  • 283 West Hilton Drive, Suite 3, Saint George, UT, 84770
  • Ryan Bolton started his career in 1999 and since that time Ryan Bolton have seen and done it all. Ryan have helped provide mortgage and real estate financing for first-time buyers, real estate investors, seasoned home owners, self-employed entrepreneurs, and those who are looking to refinance.
  • Fast Track Loan Center - Signature & Title Loans
  • 861 East St. George Boulevard, Saint George, UT, 84770
  • Fast Track offers unsecured personal cash loans. Unsecured loans, also called personal or signature loans, allow you to borrow money without collateral. Fast Track’s unsecured personal loans are preferred by many consumers because of their longer-term installment loan payback periods with a set monthly principle and interest payment.
  • Envision Home Loans, LLC
  • 1487 South Silicon Way, Suite A-4, Saint George, UT, 84770
  • Envision Home Loans is team of mortgage and financial professionals that create ways to make your dreams a reality. Whether you are dreaming of moving into your first home, securing an investment property, or financing a vacation home. We are here to help! We are committed to quality customer service
  • Continental Mortgage, Inc.
  • 1086 South Main Street, Suite 102A, Saint George, UT, 84770
  • With more than 50 years combined experience, advanced technology and automated underwriting, Continental has the knowledge and expertise to help you acheive your dream of home ownership. The staff at Continental Mortgage Inc. is dedicated to help finance your real estate needs! By giving our customers the service and performance everyone deserves.
  • Hampton Home Loans
  • 135 N 900 E, Suite 2, Saint George, UT, 84770
  • Hampton Home LoansWhile the concept of true and solid customer service is not new, it is our purpose and intent to continuously move and adapt within the boundaries of the industry, while providing innovation in the way we offer our service. Our entire team is devoted to our commitment of providing only exceptional service.
  • Patriot Home Mortgage
  • 619 S Bluff Street, Tower 1, Suite 301, Saint George, UT, 84770
  • "Patriot Home Mortgage is a privately held, correspondent lender, headquartered in beautiful Southern Utah. We are experiencing phenomenal growth and it’s no secret that our success is owed to our employees and partners. We are lending in 17 states with plans to expand nationally as a part of Belem Servicing LLC.
  • Copper State Credit Union
  • 15458 N. 28th Avenue, Phoenix, AZ, 85053
  • Copper State Credit Union was formed in 2020 as the result of a merger of two equally-sized credit unions, Canyon State Credit Union and Deer Valley Credit Union. our goal to strengthen Arizona families through financial empowerment, it made sense that our name included an element like copper.