USDA Vs. FHA your options comparison in Whitemarsh, Montgomery County, PA
In 2025, the USDA loan limit in Whitemarsh, within Montgomery county, PA, is set at $381,800, with the FHA limit for a single-family home at $529,000.
Lendersa® offers a USDA loan calculator to compare today's best USDA vs. FHA rates, helping determine the needed income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program in for your financial situation.
2025 Loan Limits and Down Payment Requirements in Whitemarsh, Montgomery, PA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Whitemarsh, PA
Lendersa® is committed to securing the best USDA or FHA loans quickly and without hassle. Choose one of three starting points to connect with matching lenders and explore USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, is often called a USDA rural development loan. It is exclusive to rural areas. Unlike FHA loans, requiring a 3.5% minimum down payment, USDA loans need no down payment, making them appealing to eligible buyers.
We have been locally owned and operated since 1964. We are committed to providing our customers with great service. We offer outstanding financial products for our customers such as online banking and mobile banking with mobile capture. We are conveniently located, with locations in Logan, Man, Chapmanville, Harts and the Fountain Place Mall. Our s
Wilbert L Butler Jr dba Premier Financial Services
955 Mahle Drive, Reynoldsburg, OH, 43068
"We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. At Premier Financial Services our promise to you is to identify the best loan product"
Our credit union is a not-for-profit, cooperative financial institution owned by its members. Business decisions at Winthrop Area FCU are driven by what is in the best interests of the membership. As a credit union founded to help under-served individuals, we continue to believe that access to financial services.
We are committed to lifelong financial relationships with our members and our communities, built on respect, integrity and trust. Gardiner Federal Credit Union is a not-for-profit financial cooperative established in 1953, we join in a time-honored tradition of providing financial services to our membership.
We strive to be a full-service independent community bank, and remain committed to the Galion area residents. Every effort has been made to improve the quality of service for our customers, making use of the latest in banking technology available today. Galion Building and Loan Bank is proud of our heritage in Galion since 1888.
As a cooperative, not-for-profit financial institution, we are able to offer lower rates on loans, higher dividend rates on your accounts, fewer fees, and more flexible and personalized financial services to our members than our larger, for-profit competitors. That means more of your hard-earned money stays in your pocket, and in our community.
Erie Community FCU, a federally insured credit union that was founded in 1958. We are a full-service, not-for-profit financial institution owned by its members. If you have a family member (spouse, sister, uncle, nephew, grandparent, etc.) who is already a member of the credit union, you qualify to join as well, regardless if you live, work, or wor
Since 1884 Civista Bank has provided financial solutions to generations of businesses, families and individuals. We're committed to developing life-long relationships built on trust, expertise, and exceptional service.
As a $3.0 billion organization, our financial resources and commitment to be the community's trusted financial advisor
