USDA Vs. FHA your options comparison in Whitemarsh, Montgomery County, PA
In 2025, the USDA loan limit in Whitemarsh, within Montgomery county, PA, is set at $381,800, with the FHA limit for a single-family home at $529,000.
Lendersa® offers a USDA loan calculator to compare today's best USDA vs. FHA rates, helping determine the needed income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program in for your financial situation.
2025 Loan Limits and Down Payment Requirements in Whitemarsh, Montgomery, PA
Loan Type
Loan Limit
Down Payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Whitemarsh, PA
Lendersa® is committed to securing the best USDA or FHA loans quickly and without hassle. Choose one of three starting points to connect with matching lenders and explore USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, is often called a USDA rural development loan. It is exclusive to rural areas. Unlike FHA loans, requiring a 3.5% minimum down payment, USDA loans need no down payment, making them appealing to eligible buyers.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
14001 North 7th Street, Suite E109, Phoenix, AZ, 85022
Pacific West Lending was founded in 2017 by Michael Aldridge and Chris Bang, seasoned financial services professionals, and the company specializes in residential lending through a network of funding sources. These sources give the client multiple options in any given scenario, as opposed to being limited to one set of guidelines
"Honor Mortgage helps you determine the most appropriate type of mortgage for you and your future.
While our family-owned-and-operated business may be small, our collection of knowledge, products and resources is not. We offer a wide variety of loan programs to fit you and your families individual needs. Honor Mortgage is a full-service"
Arizona Federal provides consumer & small business banking services to more than 145, 000 members throughout AZ. Arizona Federal is a locally-owned, not-for-profit financial cooperative that provides banking services. Arizona Federal's mission is to develop and serve an empowered membership through the delivery of financial services and expertise.
Oasis Financial, Principals Paul Sargent & Kevin Richards provide expertise in direct lending & structured finance for various types of real estate transactions. We are dedicated to providing services with speed and flexibility for all our clients. Oasis Financial provides years of experience of both private & institutionalized real estate lending.
Nvestor Funding was founded in 2019 to meet the demand for affordable debt capital by a broad range of residential real estate investors. Our regional expertise and expansive experience enable us to provide attractively priced loans and bring investment financing from “Wall Street” to “Main Street”.
1st Rate Home Mortgage, Inc (1RHM) is a full service mortgage company. We have the ability to both broker and act as the lender on transactions. This company was built by originators at a time when mortgage was a 4-letter word - 2007. We have more than survived the ups and downs that this industry has seen.
First Community Mortgage (FCM) opened its doors in 1988 as a division of First National Bank Texas. Since then, we have been working in tandem with our clients to turn their dream of buying a home into a reality. Formed with the mission to guide our customers, we aim at providing a mortgage loan that best fits their financial needs.
