USDA Vs. FHA your options comparison in Blue-Bell, Montgomery County, PA

In 2025, located in Blue-Bell of Montgomery county, PA, the USDA loan cap stands at $345,000. Meanwhile, the FHA limit for a single-family residence is $431,250.

Employ the Lendersa® USDA loan calculator to weigh today's top USDA and FHA rates, helping you identify the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator concurrently displays USDA, FHA, Conforming, and VA loan programs, assisting you in choosing the optimal program for your financial needs in .

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2025 Loan Ceilings and Down Payment Needs in Blue-Bell, Montgomery County, PA

Type of Loan Maximum Loan Limit Down Payment Requirement
USDA $345,000 0%
FHA $431,250 3.5%
Conventional Conforming $548,250 3%

Loan Options: USDA and FHA in Blue-Bell, PA

The aim of Lendersa® is to deliver the most suitable USDA or FHA loan to you promptly and efficiently. Choose from three initial steps to link with matching lenders and access USDA loan programs.

Lendersa USDA loan application and matching outcomes

Understanding USDA Loans in PA

The USDA home loan, secured by the Department of Agriculture and also known as the USDA rural development loan or mortgage, is exclusively available in rural locales. Unlike FHA loans that require a down payment of at least 3.5%, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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