In the year 2025, the USDA loan limit in Whitpain, located in Montgomery county, PA, is set at $381,800, whereas the FHA limit for a single-family home is $529,000.
Make use of the Lendersa® USDA loan calculator to compare the leading rates between USDA and FHA loans available today. Determine the necessary income, credit score, reserves, and documentation to meet the qualifications. Our cutting-edge mortgage calculator places USDA, FHA, Conforming, and VA programs side-by-side, aiding you in finding the best option to suit your financial objectives in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $381,800 | 0% | |
| FHA | $529,000 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
The objective of Lendersa® is to swiftly secure the most advantageous USDA or FHA loans for you, without complexity. Choose one of the three starting points to align with lenders and explore USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, is specifically available only in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans do not require any down payment, offering a significant advantage for eligible applicants.
Enter your location to find out if it qualifies for USDA rural housing loan?
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