USDA Loan Vs. FHA loan for Whitpain, PA 2025

In 2025, USDA loan limit in Whitpain, county of Montgomery, PA is $381,800 while FHA limit is $529,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Whitpain, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(503) 520-1141 Lender's profile and map Reviews Mortgage Express, LLC 10260 SW Greenburg Road, Suite 830, Portland, OR, 97223 Mortgage Express has been an industry leader in residential lending since our doors opened in 1999. From a single office located just outside of Portland, OR, Mortgage Express has grown to 8 offices throughout Oregon and Washington by developing lasting relationships with our valued clients and referral partners.
503 520 1290 Lender's profile and map Reviews Silverado Funding LLC 10300 SW Greenburg Road - Suite 270, Portland, OR, 97223 Silverado Funding LLC is a mortgage banker and lender specializing in private money loans to individual borrowers or businesses in need of financing for real estate transactions. Established in 2006, we have provided funding on more than 900 investment transactions. We originate, process, fund, and service all of our loans.
503 353 8977 Lender's profile and map Reviews Mortgage Express 10260 SW GREENBURG ROAD, SUITE 830, Portland, OR, 97223 ortgage Express has been an industry leader in residential lending since our doors opened in 1999. From a single office located just outside of Portland, OR, Mortgage Express has grown to 8 offices throughout Oregon and Washington by developing lasting relationships with our valued clients and referral partners.
(503) 397-2376 Lender's profile and map Reviews InRoads Credit Union 1720 St Helens St, Saint Helens, OR, 97051 InRoads Credit Union is full-service, not-for-profit financial institution. Anyone who lives, works, worships, volunteers, or attends school in Columbia, Clatsop, Cowlitz, Multnomah, and Washington Counties are eligible to join. Founded in 1938, InRoads is proud to be celebrating more than 75 years of serving its members.
(503) 726-0575 Lender's profile and map Reviews Edgewater Funding Inc 18270 South West Boones Ferry Road, Suite 4, Portland, OR, 97224 Edgewater Funding is your local Mortgage Broker. We specialize in Residential, Development and Commercial real estate lending. Construction, purchase, refinance, cash out, private money, and many other creative solutions to meet your needs. We are local and we know our market. Please call or email us with your lending needs and questions.
(503) 789-6362 Lender's profile and map Reviews Westcorp Mortgage Group LLC 14620 SW 126th Ave., Portland, OR, 97224 Westcorp is a local wholesale mortgage broker licensed to do business throughout Oregon & Washington. We have numerous lender partners that we use to shop low rate loan options personalized to our client's particular need and situation.Westcorp Mortgage Group is always on the lookout for mortgage loan officers who want what wholesale has to offer..
6612387997 Lender's profile and map Reviews ATC Managers, LLC 900 Old River Rd, Bakersfield, CA, 93311 ATC Managers, LLC is a nation-wide direct private lender based in Bakersfield, CA. We specialize in time-sensitive and value-added deals underserved by banks and other traditional capital sources, as well as provide opportunity and rescue capital. Whether you need to close fast, have a distressed asset, or need a non-recourse loan, ATC Managers
(661) 833-7900 Lender's profile and map Reviews Valley Strong Credit Union 11500 Bolthouse Drive, Bakersfield, CA, 93311 In 1938, a small group of dedicated and concerned teachers met for the purpose of forming a financial cooperative for school employees and their families. From these very humble beginnings, Valley Strong Credit Union was founded and formed. Our mission is to turn people’s financial possibilities into financial realities.
(661) 847-4800 Lender's profile and map Reviews San Joaquin Valley Mortgage 8501 Camino Media, Suite 400, Bakersfield, CA, 93311 We're a local company providing mortgage loan products fit to your individual needs. We have a variety of different loans available, and have something for everyone! We can complete your FHA, conventional, VA, or private money loan transaction quickly, and we make the process easy!
(661) 464-8000 Lender's profile and map Reviews Level One Financial 1620 Mill Rock Way, Suite 100, Bakersfield, CA, 93311 We are a mortgage broker located in Bakersfield, CA. As a mortgage broker, we work with many different lenders which allows us to give you the most competitive rates & many different loan programs to tailor your specific needs.Our Integrity radiates through maintaining high standards, sticking to our word & providing a culture of honesty & hard wor
(661) 847-4800 Lender's profile and map Reviews Karpe Real Estate Center 8501 Camino Media, Suite 400, Bakersfield, CA, 93311 Karpe Real Estate Center has been providing private money (hard money) and conventional mortgage loans as well as residential and commercial real estate for over 85 years. We offer a variety of services to assist you with all your real estate needs throughout California, our primary focus is in the Bakersfield, Kern County and Central Valley areas.