USDA Vs. FHA Pro and Con comparison in Saw-Creek, Pike County, PA

In 2025, the USDA loan limit for Saw-Creek, in the county of Pike, PA, is $657,900, while the FHA limit for a single-family home stands at $822,375.

Utilize the Lendersa® USDA loan calculator to compare today's premier USDA and FHA rates, and evaluate the income, credit, reserves, and necessary documents for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loan options side by side, helping you determine which program in best suits your financial needs.

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2025 Loan Limits and Down Payment Requirements in Saw-Creek, Pike, PA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Options in Saw-Creek, PA

The goal of Lendersa® is to secure you the best possible USDA or FHA loan quickly and without any hassle. Select one of three starting options that connect you with matching lenders and USDA loan programs.

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Understanding the USDA Loan in PA

A USDA home loan, guaranteed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA mortgages require no down payment, making them a distinctive choice for buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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