USDA Loan Vs. FHA loan pro & con Providence, Lancaster County, PA

In 2025, the USDA loan limit for Providence, situated in Lancaster county, PA, stands at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Make use of the Lendersa® USDA loan calculator to evaluate today's optimal USDA and FHA rates. Identify the income, credit, reserves, and documents you need to qualify. Our state-of-the-art mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding in your decision on the best program in for your financial situation.

Options for USDA and FHA Loans in Providence, PA

Lendersa® is committed to securing the best possible USDA or FHA loan with efficiency and minimal hassle. Choose one of three paths to connect with matching lenders and USDA loan programs.

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Understanding the USDA Loan in PA

A USDA home loan is a mortgage guaranteed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA loan demands no down payment, offering significant benefits to qualified borrowers.

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(405) 789-7900 Lender's profile and map Reviews Allegiance Credit Union 4235 N Meridian, Oklahoma City, OK, 73112 We’re proud to be a credit union that’s served Oklahoma City since 1963. As a not-for-profit, member-owned financial institution, Allegiance Credit Union is committed to the betterment of our members and our communities. Since moving to a community charter in 2002, we can now serve a diverse member base that spans the six counties
(405) 543-1136 Lender's profile and map Reviews America United Mortgage 3030 Northwest Expressway, Suite 200, Oklahoma City, OK, 73112 The experts at America United Mortgage specialize in tailoring a specific mortgage for your family's financial goals offering expertise in every area of mortgage lending – from purchase to refinance to construction lending. Our expertise, knowledge and outstanding customer service distinguishes us among other lenders.
(405) 418-8545 Lender's profile and map Reviews Founders Mortgage Inc. 5900 Mosteller Dr, Suite 5, Oklahoma City, OK, 73112 Oklahoma owned and operated since July of 1998, specializing in residential purchase and refinance loans. Founders Mortgage is a Mortgage Banker. Founders Mortgage offers in house processing and local underwriting and very competitive interest rates and fees. Founders Mortgage has served the State of Oklahoma.
(405) 697-0990 Lender's profile and map Reviews 1st Capital Mortgage of Oklahoma City Mortgages 5700 N Portland Ave, Suite 105, Oklahoma City, OK, 73112 At 1st Capital Mortgage, LLC we specialize in a number of mortgage products including, FHA Loans, VA Loans, USDA Rural Development Loans, Conventional Loans and more. We also offer a number of refinancing options including cash-out refinance loans and streamline refinance loans. Contact 1st Capital Mortgage,
(903) 546-6275 Lender's profile and map Reviews The First National Bank of Tom Bean 109 S. Britton, Tom Bean, TX, 75489 Established in 1906 we have served the needs of our community for over 100 years. You are not simply customers to us; you are our friends and our family. We have strived to excel at bringing you the financial products and technological advancements to meet your needs while retaining our hometown feel.
(701) 769-2121 Lender's profile and map Reviews Bank Forward 128 Main St, Hannaford, ND, 58448 We got our start as a small business, a small bank in a small town, way back in 1927. Through 4 generations, we've provided banking and insurance services to the communities where we live and work. Our founder, A.C. Brown, always said, “Take care of the customer.” It’s a promise we intend to stick to. and our mission We believe in the commitment to
(405) 325-2211 Lender's profile and map Reviews OU Federal Credit Union 2000 W Lindsey Street, Norman, OK, 73069 Founded May 6, 1954, OU Federal Credit Union membership is open to all students, faculty, staff, alu. OU Federal Credit Union is a progressive, member owned and controlled financial organization dedicated to providing comprehensive, low-cost, high quality financial services that are personalized for the membership.
(405) 615-8543 Lender's profile and map Reviews Executive Lending Group 2401 Tee Circle, Suite 102B, Norman, OK, 73069 Executive Lending Group We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you
(405) 594-7696 Lender's profile and map Reviews Epic Lending LLC 542 Claremont Drive, Norman, OK, 73069 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(405) 682-1990 Lender's profile and map Reviews True Sky Credit Union 10201 S Western Avenue, Oklahoma City, OK, 73139 True Sky Credit Union is a not-for-profit financial institution, serving the needs of those who live, work, worship or attend school in the eight counties surrounding the Oklahoma City metro area. We have seven convenient locations in the metro area including branches in Mustang, Capitol Hill, Norman, Edmond, Moore, Northwest Oklahoma City.
(405) 232-8288 Lender's profile and map Reviews Teachers Credit Union OK 2300 NW 23rd Street, Oklahoma City, OK, 73107 Teachers Credit Union has been open since 1935. The credit union has assets totaling $7.87 Million and provides banking services to more than 2, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.