In 2025, the USDA loan limit for Providence, situated in Lancaster county, PA, stands at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Make use of the Lendersa® USDA loan calculator to evaluate today's optimal USDA and FHA rates. Identify the income, credit, reserves, and documents you need to qualify. Our state-of-the-art mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding in your decision on the best program in for your financial situation.
2025 Loan Limits and Down Payment Requirements in Providence, Lancaster, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Providence, PA
Lendersa® is committed to securing the best possible USDA or FHA loan with efficiency and minimal hassle. Choose one of three paths to connect with matching lenders and USDA loan programs.
A USDA home loan is a mortgage guaranteed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA loan demands no down payment, offering significant benefits to qualified borrowers.
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Mobile and traditional directions to this location can be found below along with ratings
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