USDA VS FHA in Willow-Street, Lancaster County, PA
In 2025, the USDA loan threshold in Willow-Street, located within the county of Lancaster, PA, is $285,000. Conversely, the FHA limit for a single-family home is set at $356,362.
Utilize the Lendersa® USDA loan calculator to determine today's most competitive USDA versus FHA rates. This tool helps identify the necessary income, credit worthiness, reserves, and documentation needed to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which loan program in Alabama best suits your financial needs.
2025 Loan Limits and Down Payment Information in Willow-Street, Lancaster, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Opportunities in Willow-Street, PA
Lendersa® focuses on facilitating the acquisition of the most suitable USDA or FHA loans quickly and without hassle. Start with one of the three options to connect with matched lenders and discover USDA loan programs.
The USDA home loan, officially backed by the Department of Agriculture, also called the USDA Rural Development Loan or USDA mortgage, is restricted to rural areas. It uniquely requires no down payment, unlike FHA loans which necessitate a down payment of at least 3.5%.
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