USDA Vs. FHA Pro and Con comparison in West-Lampeter, Lancaster County, PA
In 2025, the USDA loan ceiling in West-Lampeter, within the county of Lancaster, PA, is set at $285,000. Meanwhile, the FHA cap for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's premier USDA versus FHA rates and understand the income, credit score, reserves, and documentation required to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding your decision on which program in is optimal for your financial circumstances.
2025 Loan Limits and Down Payment Specifications in West-Lampeter, Lancaster, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in West-Lampeter, PA
Lendersa® is committed to securing the best possible USDA or FHA loan for you swiftly and effortlessly. Start with one of three approaches to connect with matching lenders and identify the USDA loan programs best suited to your needs.
A USDA home loan, guaranteed by the government's Department of Agriculture, is known as a USDA rural development loan or USDA mortgage, offered exclusively in rural areas. In contrast to FHA loans that require a minimum 3.5% down payment, USDA loans necessitate no down payment at all.
31726 Rancho Viejo Road, Suite 209, San Juan Capistrano, CA, 92675
RSI Financial Services is a direct lender and mortgage broker headquartered in San Juan Capistrano, California. Founded in 2003, RSI Financial Services provides a range of home loan options for buying and refinancing. Our experienced loan professionals are dedicated to helping you through the loan process
31910 Del Obispo Street, Suite 100, San Juan Capistrano, CA, 92675
Hybrid Agents in our brokering platform can choose from many different lending sources to give consumers the best available product, rates, cost, and service. We partner with some of the most competitive investors in the industry. Hybrid Agents practicing lending and real estate use a fully integrated
30220 Rancho Viejo Road, Suite E, San Juan Capistrano, CA, 92675
Linear Home Loans was founded in 2008 on the principles of fair and ethical lending, with a customer-centric strategy to deliver great service and competitive rates.We strive to provide only the best customer service as it is our goal to make sure every client of ours has a positive mortgage experience.
30448 Rancho Viejo Road, Suite 120, San Juan Capistrano, CA, 92675
"Introducing, a one of a kind new program exclusively for Active Military and Veterans, it occurred to us that there must be a better way for “VA folks” just like you to BUY your ultimate home!
Your VA loan benefit is a very powerful tool, but it falls desperately short when it comes to paying for everything to actually finish the home"
We provide mortgage financing services to clients who are looking for someone to help negotiate today's challenging home loan marketplace. Whether you’re in Seattle, Ohio, or anywhere else in the great fifty. If you’re looking to purchase, refinance, simply check rates, or plan an amazing future, our mortgage experts can do it all.
165 NE Juniper Street, Suite 202, Issaquah, WA, 98027
Peak Mortgage Partners! We are a Pacific Northwest mortgage broker and mortgage banker based in Issaquah, WA with licenses in the states of Washington, Oregon, and Idaho. We specialize in purchase loans and refinance of existing mortgages. We provide financing for other government programs such as FHA, VA, and USDA .
22525 S.E. 64th Place Suite 2233, Issaquah, WA, 98027
Pacific Northwest Capital Partners is a Private Real Estate Lender Specializing in Hard Money, Bridge Loans, Secured by Commercial and Residential Investment Real Estate.We offer quick no-nonsense decisions based on the equity in any given property. Pacific Northwest Capital Partners is a local Seattle Company since 1998.
Juniper Capital is one of the leading private money lenders in the greater Seattle, Washington area. We deliver fast commercial and investment residential real estate loans without the strict requirements that you may encounter with conventional lenders.
We invite investors, borrowers, and brokers, throughout Washington and the Pacific Northwest
