USDA Vs. FHA your options comparison in West-Lampeter, Lancaster County, PA
In 2025, the USDA loan ceiling in West-Lampeter, within the county of Lancaster, PA, is set at $285,000. Meanwhile, the FHA cap for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's premier USDA versus FHA rates and understand the income, credit score, reserves, and documentation required to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding your decision on which program in is optimal for your financial circumstances.
2025 Loan Limits and Down Payment Specifications in West-Lampeter, Lancaster, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in West-Lampeter, PA
Lendersa® is committed to securing the best possible USDA or FHA loan for you swiftly and effortlessly. Start with one of three approaches to connect with matching lenders and identify the USDA loan programs best suited to your needs.
A USDA home loan, guaranteed by the government's Department of Agriculture, is known as a USDA rural development loan or USDA mortgage, offered exclusively in rural areas. In contrast to FHA loans that require a minimum 3.5% down payment, USDA loans necessitate no down payment at all.
BankPlus is one of the Southeast’s premier regional banks serving consumers & businesses with the latest technology through a full suite of financial services, including retail banking, commercial banking, mortgage lending & wealth management. With more than $4.5 billion in total assets, BankPlus operates 79 financial centers throughout MS, AL, LA.
Mississippi Highway Safety Patrol Federal Credit Union
1900 East Woodrow Wilson Avenue, Jackson, MS, 39216
We exist solely to serve our members by offering products designed to meet their financial needs, enhance their financial well-being and improve their lives in general. In other words, we exist for you. You are the credit union. You are our purpose and we are here to make your money work for you.
Mississippi Federal Credit Union is a not-for-profit full service financial institution. We offer every financial product from basic savings up to wealth management. We do it with better service and lower fees than a traditional institution. We are owned by our account holders, have over 5, 500 branches nationwide.
500 East Woodrow Wilson, Suite H, Jackson, MS, 39216
Healthplus Federal Credit Union has been serving the Mississippi Health Department and their families since 1948. We are located at 500 E Woodrow Wilson Ave, Jackson, Mississippi, United States. We encourage our members to enroll in online banking to manage your accounts, make loan payments, pay bills, and more at your own convenience.
Multiline Mortgage Services, Inc. We are a Mortgage Broker licensed in Florida, Georgia and Iowa. It is our pledge to all clients to work with the utmost integrity, respect, patience, and transparency to teach the loan process so our clients know how their money is being spent. No question is insignificant.
JZ Mortgage Services, Inc., our certified brokers value integrity more than anything else. We are here to answer your questions, free of charge, and schedule a complimentary consultation at your convenience. No matter what part of the homebuying process you are in, we can help guide you.
Our goal is simple. We aspire to build a better Janesville by serving the financial needs of our customers & creating lasting relationships within our community.Janesville State Bank is a locally owned and operated financial institution serving Janesville and the surrounding communities. We are a five-star, full-service bank committed to providing.
3300 County Road 10, Suite 212, Brooklyn Park, MN, 55429
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
