USDA and FHA Pro and Con in Pequea, Lancaster County, PA

For the year 2025, the USDA loan limit in Pequea, located in the county of Lancaster, PA, is set at $336,500, whereas the FHA limit amounts to $472,030 for a single-family dwelling.

Utilize the Lendersa® USDA loan calculator to compare the most competitive USDA and FHA rates currently available. You'll be able to identify the income, credit, reserves, and documentation requirements for eligibility. With this comprehensive mortgage calculator, you can review USDA, FHA, Conforming, and VA loans together, helping you choose the best program in tailored to your financial circumstances.

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Loan Limits and Down Payment Specifications for 2025 in Pequea, found in Lancaster County, PA

Loan Category Loan Cap Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Possibilities in Pequea, PA

At Lendersa®, we strive to deliver the most favorable USDA or FHA loan swiftly and effortlessly. Begin by selecting one of the three options to connect with corresponding lenders and USDA loan schemes.

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What Defines a USDA Loan in PA?

A USDA home loan is a government-backed loan facilitated by the Department of Agriculture. Known as a USDA rural development loan or USDA mortgage, it's exclusively available for rural areas. Unlike FHA loans that require at least a 3.5% down payment, a USDA mortgage requires no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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