USDA Vs. FHA Pro and Con comparison in Punxsutawney, Jefferson County, PA
In the year 2025, the USDA loan limit in Punxsutawney, county of Jefferson, PA is set at $336,500, whereas the FHA limit for a single-family home stands at $472,030.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates and determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator helps you see the USDA, FHA, Conforming, and VA programs side by side, assisting you in choosing the optimal program in for your financial situation.
Loan Limits & Down Payment Requirements for 2025 in Punxsutawney, Jefferson, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Punxsutawney, PA
The objective at Lendersa® is to quickly secure the best USDA or FHA loan without hassle. Opt for one of the three starting points to match with lenders and access the USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment, providing financial flexibility to eligible borrowers.
We do All Mortgage Loans in Florida- Purchase, Refi, Cashout, Construction, VA, low credit, stated income, no tax returns, bank statement program, Self-Employed If we can't get it done no one can. In business for 25 years - we work for you to get you the best rates possible. You are buying a home or refinancing, we can help you realize your dream
Total Mortgage Services is an industry-leading direct mortgage lender and mortgage broker, having funded over $10 billion in mortgage loans since 1997.Total Mortgage offers a variety of products and programs including fixed-rate loans, adjustable-rate loans (ARMs), jumbo loans, FHA mortgages and more.
601 University Blvd, Suite 104, Jupiter, FL, 33458
We are a team of mortgage professionals, who are up to today’s complex mortgage challenges. Buying a home is the realization of a dream and it takes hard work to achieve this dream. You deserve a team of mortgage professionals working just as hard for you. With 50 years of combined experience
Mid America Mortgage, Inc., Addison, Texas, is a multi-state, full-service mortgage lender serving consumers and mortgage originators through its retail, wholesale and correspondent channels. In operation since 1940, Mid America has thrived by retaining its entrepreneurial spirit and leading the market.
United Members Federal Credit Union isn’t your typical financial institution. Like all credit unions, we are a not-for-profit cooperative. Our philosophy mirrors the traditional credit union philosophy of "people helping people." We exist to provide our members with exceptional access to financial products and services.
Midtown Mortgage is a locally-owned, full service mortgage company serving Tulsa, Oklahoma and the surrounding areas. We offer in house expertise in many areas of home lending and are committed to helping you find the right mortgage product for you new home purchase or existing home refinance
8050 Crowder Blvd, Suite A, New Orleans, LA, 70127
At Bourgeois & Associates Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Bombay Mortgage believe in helping all aspiring homeowners get the help they need. We are committed to finding the right solution for your mortgage as quickly as possible. By streamlining our processes and offering professional service along the way we’ve found many of our clients are able to qualify for a mortgage loan