USDA VS FHA in Punxsutawney, Jefferson County, PA

In the year 2025, the USDA loan limit in Punxsutawney, county of Jefferson, PA is set at $336,500, whereas the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates and determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator helps you see the USDA, FHA, Conforming, and VA programs side by side, assisting you in choosing the optimal program in for your financial situation.

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Loan Limits & Down Payment Requirements for 2025 in Punxsutawney, Jefferson, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Punxsutawney, PA

The objective at Lendersa® is to quickly secure the best USDA or FHA loan without hassle. Opt for one of the three starting points to match with lenders and access the USDA loan programs.

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Understanding USDA Loans in PA

The USDA home loan, backed by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment, providing financial flexibility to eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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