USDA Vs. FHA your options comparison in Treasure-Lake, Clearfield County, PA

In 2026, the USDA loan limit for Treasure-Lake, county of Clearfield, PA is $285,000, whereas the FHA limit for a single-family residence is $356,362.

Use the Lendersa® USDA loan calculator to compare today's prime USDA and FHA rates and assess the required income, credit, reserves, and documentation necessary to qualify. Our mortgage calculator provides a comparison of USDA, FHA, Conforming, and VA loans side by side, assisting in deciding the best option for your financial situation in .

Compare loan offers from a network of 100 lenders

2026 Loan Limits and Down Payment Essentials in Treasure-Lake, County of Clearfield, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in Treasure-Lake, PA

Lendersa® aims to provide you with the best USDA or FHA loan without unnecessary hassle. Start from one of three choices to match with lenders and appropriate USDA loan programs.

Overview of Lendersa USDA loan requests and matches

Understanding USDA Loans in PA

A USDA home loan, backed by the Department of Agriculture, sometimes called a USDA rural development loan or USDA mortgage, is available exclusively in rural regions. Unlike FHA loans, which require a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Treasure-Lake Lenders

  • Priority First Federal Credit Union
  • 364 Midway Drive, Du Bois, PA, 15801
  • Lends in Pennsylvania
  • Priority First Federal Credit Union has its roots in the Brockway community, where it originated in 1969 as the Credit Union for employees of Brockway Glass, later known as Owens-Illinois. Throughout the years, Priority First was granted community charters in both Jefferson and Clearfield County, opening membership eligibility to all who live

  • Timberland Federal Credit Union
  • 821 Beaver Drive, Du Bois, PA, 15801
  • Lends in Pennsylvania
  • Our goal is to provide our membership with high quality service, understanding, and convenience. We hope you will use your credit union membership and discover the fantastic value and rewards of TFCU! Timberland Federal Credit Union is a not-for-profit financial cooperative, owned and operated democratically by members like you!

  • S&T BANK
  • 456 Main St, Brockway, PA, 15824
  • Lends in Pennsylvania
  • S&T Bank was founded in 1902 as Savings and Trust Company of Indiana with a single location in Indiana, Pa. S&T provides a full range of financial services to families and businesses throughout Pennsylvania, Ohio, and New York.

    Our mission is to build relationships with our customers based on mutual confidence, trust, and performance.

  • Mountain Laurel Federal Credit Union
  • 413 South Michael Street, Saint Marys, PA, 15857
  • Lends in Pennsylvania
  • Mountain Laurel Federal Credit Union is a not-for-profit financial institution owned by its members. It is our goal to provide our members with a full range of financial services at competitive rates, while maintaining financial stability. In offering these services, we will promote thrift.

  • PennTech Community Federal Credit Union
  • 409 Center Street, Suite C, Johnsonburg, PA, 15845
  • Lends in Pennsylvania
  • PennTech Federal Credit Union has been open since 1960. The credit union has assets totaling $12.12 Million and provides banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves manufacturing employees.

  • Clarion County Community Bank
  • 333 Main Street, Clarion, PA, 16214
  • Lends in Pennsylvania
  • Clarion County Community Bank Provides Banks, Loans, Mortgage, Online Banking, Personal Banking, Business Banking, Mobile Banking to the Clarion, PA Area. Clarion County Community Bank is committed to ensure the safety of your financial information. We would like to remind you that e-mail messages are not secure.

  • First United National Bank
  • 19535 Route 208, Fryburg, PA, 16326
  • Lends in Pennsylvania
  • First United National Bank was founded in August 1909 and is based in Fryburg, Pennsylvania. The bank operates as a subsidiary of Fryburg Banking Company, Inc.. According to the Federal Deposit Insurance Corporation records and based on the institution's charter type, First United National Bank is classified as a commercial bank, national charter

  • Indiana First Savings Bank
  • 935 Philadelphia Street, Indiana, PA, 15701
  • Lends in Pennsylvania
  • InFirst Bank has a served the financial needs for local communities as an independent bank for 100 years. We have proudly remained headquartered in downtown Indiana since we opened in 1922. Originally chartered as a mutual institution, InFirst Bank was initially known as Indiana County Building & Loan Association.

  • Marion Center Bank
  • 1271 Indian Springs Rd., Indiana, PA, 15701
  • Lends in Pennsylvania
  • Marion Center National Bank opened its doors during the summer of 1905. These one hundred plus years have seen many landmark events. When President Roosevelt ordered all banks to close on March 4, 1933 for the “Bank Holiday, ” MCNB pulled its door blind down half way and continued to operate.