USDA Vs. FHA Pro and Con comparison in Treasure-Lake, Clearfield County, PA

In 2025, the USDA loan limit for Treasure-Lake, county of Clearfield, PA is $285,000, whereas the FHA limit for a single-family residence is $356,362.

Use the Lendersa® USDA loan calculator to compare today's prime USDA and FHA rates and assess the required income, credit, reserves, and documentation necessary to qualify. Our mortgage calculator provides a comparison of USDA, FHA, Conforming, and VA loans side by side, assisting in deciding the best option for your financial situation in .

Compare loan offers from a network of 100 lenders

2025 Loan Limits and Down Payment Essentials in Treasure-Lake, County of Clearfield, PA

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in Treasure-Lake, PA

Lendersa® aims to provide you with the best USDA or FHA loan without unnecessary hassle. Start from one of three choices to match with lenders and appropriate USDA loan programs.

Overview of Lendersa USDA loan requests and matches

Understanding USDA Loans in PA

A USDA home loan, backed by the Department of Agriculture, sometimes called a USDA rural development loan or USDA mortgage, is available exclusively in rural regions. Unlike FHA loans, which require a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • City Co Federal Credit Union
  • 220 Grant Street, Pittsburgh, PA, 15219
  • Founded in 1941 with a mission to promote thrift to its members, City Co Federal Credit Union does so by providing competitive, quality financial products and services. Membership is open to current and former employees of Allegheny County, their families, and to those who work, conduct business, attend school in the community of Pittsburgh.
  • Employees Federal Credit Union
  • 635 Grant Street, Pittsburgh, PA, 15219
  • The AT&T Employees Pittsburgh, PA Federal Credit Union was organized by employees of the AT&T Company and Western Electric Company to promote thrift among its members by offering to them a means for making safe and regular investments and to enable members to obtain loans at a reasonable rate of interest for worthwhile purposes.
  • Bridgeway Capital
  • 707 Grant St, Suite 1920, Pittsburgh, PA, 15219
  • "Bridgeway Capital takes a market-based approach to community and economic development. We invest in people and places that mainstream finance considers too risky. Where others see risk, we see opportunity. Bridgeway provides patient, flexible capital and business education to ignite small business growth, develop communities"
  • Ukrainian Selfreliance of Western Pennsylvania Federal Credit Union
  • 95 South Seventh Street, Pittsburgh, PA, 15203
  • The Ukrainian Selfreliance of Western Pennsylvania Federal Credit Union is a co-operative, not-for-profit and member-owned financial institution serving the Ukrainian American community of Western Pennsylvania. Our goal has been to serve the financial needs of our members and our community. We return excess earnings to our members.
  • IBEW Local 5 FCU
  • 5 Hot Metal Street, Suite 201, Pittsburgh, PA, 15203
  • The IBEW Local 5 FCU is a member-owned financial institution whose purpose is to promote and assist in the financial well-being of members by providing professional, personal, competitive, safe and sound financial services within the financial ability of the Credit Union, IBEW Local 5 FCU was started in 1974 by a small group of electricians.
  • M&M RE Holdings LLC
  • 1735 E Carson St, Suite 391, Pittsburgh, PA, 15203
  • A leading Pittsburgh-based hard money lender, M&M RE Holdings is owned and operated by experienced real estate professionals who are eager to help real estate investors succeed on their next rehab project. We have years of experience with the real estate market and the issues that occur during the rehabilitation process,
  • Pittsburgh Federal Credit Union
  • 317 Brownsville Road, Pittsburgh, PA, 15210
  • Pittsburgh FCU is a member-owned, not-for-profit, financial cooperative chartered in 1935. Since our founding Pittsburgh FCU has promoted the basic credit union philosophy of “People Helping People”. Our credit union exists to meet the financial needs of our members & their families. To achieve goal, we offer an array of quality financial products.
  • Southside Mortgage of Pittsburgh Inc
  • 4600 E Carson Street, Fl2, Pittsburgh, PA, 15210
  • At Southside Mortgage of Pittsburgh Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.