USDA and FHA Pro and Con in DuBois, Clearfield County, PA

In 2025, the USDA loan limit for DuBois, within Clearfield County, PA, is set at $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to explore and compare top USDA against FHA rates today and assess the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, aiding in selecting the best program in suited to your financial needs.

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2025 Loan Limits and Down Payment Requirements in DuBois, Clearfield County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in DuBois, PA

At Lendersa®, our goal is to connect you with the best USDA or FHA loan quickly, without any hassle. Choose from three pathways to match with lenders and find the USDA loan programs suitable for you.

Lendersa USDA loan request and matching outcomes

What is a USDA Loan in PA?

A USDA home loan, guaranteed by the government's Department of Agriculture, is also known as a USDA rural development loan or mortgage and is restricted to rural areas. Unlike FHA loans necessitating a minimum 3.5% down payment, USDA loans require no down payment, providing a major advantage for eligible rural buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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