USDA Vs. FHA your options comparison in DuBois, Clearfield County, PA

In 2026, the USDA loan limit for DuBois, within Clearfield County, PA, is set at $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to explore and compare top USDA against FHA rates today and assess the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, aiding in selecting the best program in suited to your financial needs.

Review loan offers from a network of 100 lenders

2026 Loan Limits and Down Payment Requirements in DuBois, Clearfield County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in DuBois, PA

At Lendersa®, our goal is to connect you with the best USDA or FHA loan quickly, without any hassle. Choose from three pathways to match with lenders and find the USDA loan programs suitable for you.

Lendersa USDA loan request and matching outcomes

What is a USDA Loan in PA?

A USDA home loan, guaranteed by the government's Department of Agriculture, is also known as a USDA rural development loan or mortgage and is restricted to rural areas. Unlike FHA loans necessitating a minimum 3.5% down payment, USDA loans require no down payment, providing a major advantage for eligible rural buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



DuBois Lenders

  • Priority First Federal Credit Union
  • 364 Midway Drive, Du Bois, PA, 15801
  • Lends in Pennsylvania
  • Priority First Federal Credit Union has its roots in the Brockway community, where it originated in 1969 as the Credit Union for employees of Brockway Glass, later known as Owens-Illinois. Throughout the years, Priority First was granted community charters in both Jefferson and Clearfield County, opening membership eligibility to all who live

  • Timberland Federal Credit Union
  • 821 Beaver Drive, Du Bois, PA, 15801
  • Lends in Pennsylvania
  • Our goal is to provide our membership with high quality service, understanding, and convenience. We hope you will use your credit union membership and discover the fantastic value and rewards of TFCU! Timberland Federal Credit Union is a not-for-profit financial cooperative, owned and operated democratically by members like you!

  • S&T BANK
  • 456 Main St, Brockway, PA, 15824
  • Lends in Pennsylvania
  • S&T Bank was founded in 1902 as Savings and Trust Company of Indiana with a single location in Indiana, Pa. S&T provides a full range of financial services to families and businesses throughout Pennsylvania, Ohio, and New York.

    Our mission is to build relationships with our customers based on mutual confidence, trust, and performance.

  • Mountain Laurel Federal Credit Union
  • 413 South Michael Street, Saint Marys, PA, 15857
  • Lends in Pennsylvania
  • Mountain Laurel Federal Credit Union is a not-for-profit financial institution owned by its members. It is our goal to provide our members with a full range of financial services at competitive rates, while maintaining financial stability. In offering these services, we will promote thrift.

  • PennTech Community Federal Credit Union
  • 409 Center Street, Suite C, Johnsonburg, PA, 15845
  • Lends in Pennsylvania
  • PennTech Federal Credit Union has been open since 1960. The credit union has assets totaling $12.12 Million and provides banking services to more than 1, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves manufacturing employees.

  • Clarion County Community Bank
  • 333 Main Street, Clarion, PA, 16214
  • Lends in Pennsylvania
  • Clarion County Community Bank Provides Banks, Loans, Mortgage, Online Banking, Personal Banking, Business Banking, Mobile Banking to the Clarion, PA Area. Clarion County Community Bank is committed to ensure the safety of your financial information. We would like to remind you that e-mail messages are not secure.

  • First United National Bank
  • 19535 Route 208, Fryburg, PA, 16326
  • Lends in Pennsylvania
  • First United National Bank was founded in August 1909 and is based in Fryburg, Pennsylvania. The bank operates as a subsidiary of Fryburg Banking Company, Inc.. According to the Federal Deposit Insurance Corporation records and based on the institution's charter type, First United National Bank is classified as a commercial bank, national charter

  • Indiana First Savings Bank
  • 935 Philadelphia Street, Indiana, PA, 15701
  • Lends in Pennsylvania
  • InFirst Bank has a served the financial needs for local communities as an independent bank for 100 years. We have proudly remained headquartered in downtown Indiana since we opened in 1922. Originally chartered as a mutual institution, InFirst Bank was initially known as Indiana County Building & Loan Association.

  • Marion Center Bank
  • 1271 Indian Springs Rd., Indiana, PA, 15701
  • Lends in Pennsylvania
  • Marion Center National Bank opened its doors during the summer of 1905. These one hundred plus years have seen many landmark events. When President Roosevelt ordered all banks to close on March 4, 1933 for the “Bank Holiday, ” MCNB pulled its door blind down half way and continued to operate.