For 2025, the USDA loan cap in Ralpho, within Northumberland county, PA, is $336,500, whereas the FHA ceiling for a single-family property is $472,030.
Leverage the Lendersa® USDA loan calculator to evaluate today’s USDA against FHA best rates, and discover the income, credit, reserves, and documentation necessary for qualification. With our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side-by-side, assisting in selecting the most suitable program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to quickly and easily secure the best USDA or FHA loan for you. Start with any of the three methods below to link with lenders and explore USDA loan programs.
A USDA home loan is backed by the government's Department of Agriculture and is also called a USDA rural development loan or USDA mortgage, available only in rural areas. Unlike FHA loans that require a 3.5% down payment minimum, the USDA loan requires no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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