USDA and FHA Pro and Con in Richboro, Bucks County, PA

For 2025, the USDA loan limit in Richboro, located in Bucks county, PA, is $381,800. In contrast, the FHA limit for a single-family home is $529,000.

Employ the Lendersa® USDA loan calculator to compare the current best rates for USDA versus FHA loans. Determine the income, credit score, reserves, and necessary documentation required to qualify. Our advanced mortgage calculator enables side-by-side comparisons of USDA, FHA, Conforming, and VA options, helping you choose the most suitable program for your financial scenario in .

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2025 Loan Limits and Down Payment Requirements in Richboro, Bucks, PA

Loan Type Loan Limit Down Payment
USDA $381,800 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Opportunities in Richboro, PA

Lendersa® is dedicated to providing the best possible USDA or FHA loan quickly and without hassle. Choose from three starting points to connect with suitable lenders and USDA loan programs.

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Explaining USDA Loans in PA

The USDA home loan, supported by the government Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is specifically for rural neighborhoods. Unlike FHA loans, which need at least a 3.5% down payment, the USDA mortgage requires none, offering a zero down payment option.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Alcoa Pittsburgh Federal Credit Union
  • 30 Isabella Street, Suite 100, Pittsburgh, PA, 15212
  • Alcoa Pittsburgh FCU is a member owned not-for-profit financial cooperative. Unlike other financial institutions that need to generate profit to satisfy stockholders, we judge our success based on member satisfaction. Accordingly, we return earnings to our members through competitive dividend rates.
  • SSB Bank
  • 2470 California Avenue, Pittsburgh, PA, 15212
  • SSB has been Pittsburgh's choice for local personal and business banking since 1922. SSB Bank is excited to serve Pittsburgh’s McCandless and North Side communities. Please stop in or call our friendly staff members to find out how you can benefit and save money as part of the SSB Bank family.
  • Federated Mortgage Corp.
  • 1301 Grandview Ave, Suite 100, Pittsburgh, PA, 15211
  • Our mortgage originators have decades of experience between them. We know what the best course of action is and will be your personal financial advisor though-out the mortgage process. Our employees are experienced, trustworthy & knowledgeable in the mortgage industry. My #1 goal is to provide exceptional service for all of my clients
  • Defeo Capital Consulting LLC
  • 1251 Gallupe Dr, Pittsburgh, PA, 15226
  • We're the best in our field, and it's all thanks to the incredible relationships we've formed with our clients. Unlike our competitors, we're invested in developing a personal connection with each and every one of our customers, by providing quality service and being available to you 24/7.
  • Greater Salem Employees Federal Credit Union
  • 10 Colonial Road, Suite 1A, Salem, MA, 01970
  • GSEFCU can also put the “person” back in personal banking. Greater Salem Employees Federal Credit Union is a nonprofit, locally owned and operated by its members to encourage savings and to provide funds for members’ needs at competitive rates.Members participate in the GSEFCU by electing a Board of Directors, and these officers set credit union.
  • Salem Five Bank
  • 71 Washington Street, Salem, MA, 01970
  • At Salem Five, we understand the importance of helping our communities. Through the Salem Five Charitable Foundation, we are committed and continue to support a variety of community organizations ensuring vibrant and viable futures for the people whom these critical organizations serve.Salem Five is owned & operated for the benefit of its customers
  • Western New York Federal Credit Union
  • 1937 Union Road, Buffalo, NY, 14224
  • Our mission is to provide personal quality service today and every day, while maintaining financial stability. Our credit union was created by and for employees of the West Seneca State School in January 1964. It was originally known as the West Seneca State School Federal Credit Union.
  • EmpireONE Federal Credit Union
  • 3020 Orchard Park Road, Buffalo, NY, 14224
  • We are committed to our members’ financial needs. Credit unions exist not for charity, not for profit, but for service! The mission of Empire ONE—and all credit unions—is to provide and promote the use of a variety of financial services which feature particular benefits and advantages over those generally available from other banking sources.