USDA VS FHA in Shiloh, York County, PA

In the year 2025, the USDA loan limit in Shiloh, county of York, PA, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Use Lendersa® USDA loan calculator to compare the leading rates between today's USDA and FHA options. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA side by side, helping you choose the best program in for your finances.

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2025 Loan Limits and Down Payment Requirements in Shiloh, County of York, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Shiloh, PA

The aim of Lendersa® is to secure you the best USDA or FHA loan with ease. Select from three starting points resulting in matched lenders and USDA loan programs.

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What Defines a USDA Loan in PA?

A USDA home loan, often referred to as a USDA rural development loan or USDA mortgage, is government-backed by the Department of Agriculture and available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, a USDA mortgage removes the necessity for any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Charter Pacific Lending Corp.
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  • Sefati Service Inc.
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  • Sefati Service Inc. We are a full-service mortgage company based in Irvine, California. We are currently licensed in the state of Colorado. Whether you are buying a home or refinancing we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
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  • True Path Loans is a mortgage brokerage that started with the intent to offer excellent service, low competitive rates and expertise to help guide those with limited knowledge of the mortgage industry. We offer over 30 years of experience in the mortgage industry to help you choose the best product for you and to simplify the process.