USDA VS FHA in Shiloh, York County, PA

In the year 2026, the USDA loan limit in Shiloh, county of York, PA, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Use Lendersa® USDA loan calculator to compare the leading rates between today's USDA and FHA options. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA side by side, helping you choose the best program in for your finances.

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2026 Loan Limits and Down Payment Requirements in Shiloh, County of York, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Shiloh, PA

The aim of Lendersa® is to secure you the best USDA or FHA loan with ease. Select from three starting points resulting in matched lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in PA?

A USDA home loan, often referred to as a USDA rural development loan or USDA mortgage, is government-backed by the Department of Agriculture and available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, a USDA mortgage removes the necessity for any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • FIDELIS MORTGAGE CORPORATION
  • 1205 E King St, Lancaster, PA, 17602
  • Fidelis Mortgage Corporation's mission is to provide you with high quality mortgage and real estate programs that are tailored to fit your unique situation at some of the most competitive rates in the nation. Fidelis is a family owned business since 2007. We have been in the mortgage industry for over 10 years and we are proud

  • HFS Financial
  • 100 Owings Court, Suite 13, Reisterstown, MD, 21136
  • HFS Financial Services offers consumer financing for swimming pool and home improvement projects in all 50 states. 100% No Money Down, & No Equity Required! Loan amounts up to $250, 000 starting at 2.99%.
    Call 1-800-254-9560 or apply online today!

    Now, you can finally get that in-ground pool or remodeled bathroom you've always wanted

  • Jonestown Bank & Trust Co.
  • 670 Furnance Hills Pike, Lititz, PA, 17543
  • Jonestown Bank & Trust Co. (JBT) is a Community Bank with 13 locations serving Lebanon, Northern Lancaster and Berks Counties and surrounding communities. JBT was founded in 1873 and currently has over $657 million dollars in assets. We have been recognized as a top community bank by U.S.

  • US Mutual Home Loans Inc
  • 201 International Circle, Suite 230, Hunt Valley, MD, 21030
  • We look forward to elevating your experience! At US Mutual Home Loans we don’t launch rockets; we don’t have fancy bells and whistles that drive up the cost of your loan. What we offer is unparalleled personal service, creative mortgage products, and cost effective financing solutions with interest rates that will make you REALLY happy.

  • Alliance Mortgage Funding Inc
  • 111 Warren Road, Suite 10A, Cockeysville, MD, 21030
  • Alliance Mortgage Funding, Inc. has been a 100% Referral Based business. We are locally owned and operated, so you are working with local professionals, not a call center in another state. Licensed in Maryland and Pennsylvania, we help all of our clients make all of the right mortgage financing decisions, for all the right decisions.

  • Freedmont Mortgage Group
  • 50 Scott Adam Rd, Cockeysville, MD, 21030
  • Freedmont Mortgage®, a division of NFM Lending, has set the standard for trust, honesty, and integrity in the industry for nearly two decades. As one of the oldest licensed mortgage firms in the Mid-Atlantic area, we have the experience and reputation to assist homeowners and homebuyers in a variety of situations.

  • Point Breeze Credit Union
  • 11104 McCormick Road, Hunt Valley, MD, 21031
  • Point Breeze Credit Union offers easy, reliable banking by helping you save time and money. We put our members first and endeavor to make your life easier through friendly, convenient service that makes banking feel less like a chore. As a Point Breeze member, you can expect a warm welcome and a hassle-free experience.

  • Eastern Savings Bank
  • 11350 McCormick Rd, Suite 405, Hunt Valley, MD, 21031
  • Our Mission at Eastern Savings Bank, an FDIC insured community bank, is committed to building relationships by providing personalized banking solutions and services, delivered with integrity and passion. Our Vision is We are proud of the rewarding connections we maintain with our customers and associates.

  • Atlantic Financial
  • 40 Schilling Road, Hunt Valley, MD, 21031
  • Atlantic Financial Federal Credit Union (AFFCU) is a full-service financial institution serving the financial needs of consumers throughout the greater Baltimore communities. AFFCU is open to anyone who lives, works, worships, volunteers, attends school, or has family in Baltimore County, Baltimore City, Carroll County, Harford County, Maryland.

  • Direct Mortgage Loans, LLC
  • 11011 McCormick Road, Suite 400, Hunt Valley, MD, 21031
  • Direct Mortgage Loans is committed to outstanding mortgage solutions and building life-long relationships. Giving our employees the resources, knowledge, and training to grow, and then help them to succeed, is our passion. Our values are centered on effective, proactive and respectful communication.

  • Bank of Bird-in-Hand
  • 309 N. Ronks Rd, Bird In Hand, PA, 17505
  • Bank of Bird-in-Hand is a Pennsylvania state-chartered stock savings bank headquartered in Bird-in-Hand, Pennsylvania, which opened in December 2013.

    The Bank, upon its opening, was the first bank to gain a charter in the United States since 2010 and remains the only bank in PA to open since 2008.